Best crypto to buy now is the question on every trading desk as November continues and Ripple dominates XRP ETF headlines. Spot filings and updated forms have turned each possible XRP ETF decision into a trading event that can reward buyers who move first and punish late ones.

That is why many desks already look past the first ETF hype and search for the best crypto to buy now that can benefit from the payments theme without depending only on Ripple. In that hunt, a PayFi network that turns crypto into bank money is starting to appear on internal watchlists.

Ripple outlook if an XRP ETF lands this month

Ripple has already bounced as XRP trades near $2.25 after a wave of fresh XRP ETF filings from issuers such as Canary Capital and Franklin Templeton. Short-term targets point toward the $2.80 region if an XRP ETF launches in November and institutional money keeps chasing the move.

If the first XRP ETF disappoints on volume or starts trading into risk-off sentiment, a sharp sell-the-news drop could hit anyone who assumes Ripple is automatically the best crypto to buy now. Importantly, if an XRP ETF begins trading, it will likely pull institutional capital into crypto, but an ETF arms race will not remove risk from Ripple or the wider market.

Remittix: PayFi contender for the Best crypto to buy now theme

Remittix sits inside that sweet spot, since it is built to move crypto balances directly into bank accounts in more than 30 countries. Instead of chasing only bank facing flows like Ripple, Remittix targets freelancers, remote workers, and families who just need fast payouts from crypto into local fiat. The project already has its wallet interface live in beta, with community users actively testing the flows. 

The numbers behind RTX are starting to close the window for casual entry. More than $28 million has already been committed, with around 684 million RTX tokens acquired while the price sits close to $0.1166. 

Over 30,000 investors have moved in ahead of the first centralized exchanges, with confirmed listings on BitMart and LBank and a larger venue still to be revealed. Many see that combination as a classic setup where price steps higher with each new phase, which is why Remittix now appears on many internal lists for the Best crypto to buy now that is not Ripple.

Why Remittix is gaining traction:

• The Remittix wallet beta already lets real users push crypto into bank accounts through simple on ramp and off ramp flows.
• The network is engineered as a low gas fee crypto solution so that regular people can afford frequent transfers.
• Global payout rails already span more than 30 countries, which gives RTX a visible and growing transaction volume.
• CertiK verification and a top ranking among pre-launch projects provide an extra layer of comfort for larger buyers.
• Price is still accessible at $0.1166, yet the model targets real payment volume that can compound over time.

For investors who want to benefit if an XRP ETF succeeds but do not want to rely only on Ripple, Remittix offers a different way to stay inside the payment narrative. 

If November XRP ETF launches turn into a spike and fade event, a PayFi token with a live wallet, strong security credentials, and imminent centralized exchange listings may quietly prove to be the best crypto to buy now before the rest of the market catches up.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/   

Socials: https://linktr.ee/remittix   

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