UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 13F

                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: March 31, 2009

Check here if Amendment [ ]; Amendment Number:__________

This Amendment (Check only one): [ ] is a restatement.
                                 [ ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    PINNACLE FINANCIAL PARTNERS, INC.
Address: 211 Commerce Street
         Suite 300
         Nashville, TN 37201

Form 13F File Number: 28-12761

The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742

Signature, Place, and Date of Signing:


Harold R. Carpenter                     Nashville, Tennessee         May 4, 2009
-------------------------------------   --------------------------   -----------

Report Type (Check only one.):

[X]  13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
     are reported in this report.)

[ ]  13F NOTICE. (Check here if no holdings reported are in this report, and all
     holdings are reported by other reporting manager(s).)

[ ]  13F COMBINATION REPORT. (Check here if a portion of the holdings from this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)

FORM 13F FILE NUMBER   NAME
--------------------   ----
28-_______________     ____________________________





                              FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                 0
Form 13F Information Table Entry Total:          197
Form 13F Information Table Value Total:     $104,688
                                          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

NONE

NO.   FORM 13F FILE NUMBER   NAME
---   --------------------   ----
____  28-________________    __________________


                                        2



                           FORM 13F INFORMATION TABLE



                                                                                                        Voting Authority
                                      Title                      Shares SH/ Put/ Investment   Other  ---------------------
Name of Issuer                      of Class       Cusip   Value  /PRN   PR Call Discretion Managers  Sole   Shared  None
--------------                  ---------------- --------- ----- ------ --- ---- ---------- -------- ------- ------ ------
                                                                                   
AGL RES INC                     COM                1204106   554  20900 SH       SOLE                 20,550           350
AGL RES INC                     COM                1204106    11    400 SH       OTHER                   400
ABBOTT LABS                     COM                2824100  1230  25803 SH       SOLE                 23,115    300  2,388
ABBOTT LABS                     COM                2824100    43    898 SH       OTHER                   874     24
AIR PRODS & CHEMS INC           COM                9158106   920  16345 SH       SOLE                 14,192    200  1,953
AIR PRODS & CHEMS INC           COM                9158106    21    375 SH       OTHER                   375
ALCOA INC                       COM               13817101   625  85114 SH       SOLE                 79,789      0  5,325
ALCOA INC                       COM               13817101     6    765 SH       OTHER                   665    100
ALLERGAN INC                    COM               18490102   242   5075 SH       SOLE                  4,425    650
ALLERGAN INC                    COM               18490102    26    550 SH       OTHER                   550
AMGEN INC                       COM               31162100   405   8170 SH       SOLE                  6,964      0  1,206
AMGEN INC                       COM               31162100     2     44 SH       OTHER                    22     22
AON CORP                        COM               37389103   669  16387 SH       SOLE                 16,050           337
AON CORP                        COM               37389103    35    850 SH       OTHER                   850
APACHE CORP                     COM               37411105   985  15373 SH       SOLE                 13,261      0  2,112
APACHE CORP                     COM               37411105    26    400 SH       OTHER                   200    200
APPLE INC                       COM               37833100  1070  10180 SH       SOLE                  8,319      0  1,861
APPLE INC                       COM               37833100     6     55 SH       OTHER                           55
AUTOMATIC DATA PROCESSING IN    COM               53015103   486  13818 SH       SOLE                 12,568  1,100    150
AUTOMATIC DATA PROCESSING IN    COM               53015103    10    283 SH       OTHER                   150    133
BJ SVCS CO                      COM               55482103   104  10450 SH       SOLE                  9,950           500
BJ SVCS CO                      COM               55482103     2    200 SH       OTHER                   200
BP PLC                          SPONSORED ADR     55622104   420  10483 SH       SOLE                  9,933    550
BP PLC                          SPONSORED ADR     55622104    24    609 SH       OTHER                   500    109
BANK OF AMERICA CORPORATION     COM               60505104   166  24269 SH       SOLE                 24,119      0    150
BANK OF AMERICA CORPORATION     COM               60505104     4    600 SH       OTHER                   600
BANK OF NEW YORK MELLON CORP    COM               64058100   907  32109 SH       SOLE                 27,725    921  3,463
BANK OF NEW YORK MELLON CORP    COM               64058100    25    900 SH       OTHER                   900
BAXTER INTL INC                 COM               71813109  1310  25573 SH       SOLE                 23,251      0  2,322
BAXTER INTL INC                 COM               71813109    12    240 SH       OTHER                   240
BECTON DICKINSON & CO           COM               75887109   699  10403 SH       SOLE                  9,078      0  1,325
BECTON DICKINSON & CO           COM               75887109    15    220 SH       OTHER                   120    100
BRISTOL MYERS SQUIBB CO         COM              110122108   625  28500 SH       SOLE                 28,500
CVS CAREMARK CORPORATION        COM              126650100   638  23203 SH       SOLE                 22,503    450    250
CVS CAREMARK CORPORATION        COM              126650100    59   2150 SH       OTHER                 1,550    600
CELGENE CORP                    COM              151020104   802  18064 SH       SOLE                  16192      0   1872
CHEVRON CORP NEW                COM              166764100  1183  17592 SH       SOLE                 14,992    200  2,400
CHEVRON CORP NEW                COM              166764100    99   1476 SH       OTHER                 1,350    126
COCA COLA CO                    COM              191216100  1472  33490 SH       SOLE                 33,190    300      0





                                                                                   
COCA COLA CO                    COM              191216100    15    350 SH       OTHER                   350
COLGATE PALMOLIVE CO            COM              194162103   500   8477 SH       SOLE                  7,548    600    329
COLGATE PALMOLIVE CO            COM              194162103    70   1183 SH       OTHER                   100  1,083
1CORNING INC                    COM              219350105   732  55167 SH       OTHER                 45846    275   9046
DFA INVT DIMENSIONS GROUP IN    US VECTR EQTY    233203389  2747 472755 SH       SOLE                452,414        20,340
DFA INVT DIMENSIONS GROUP IN    US CORE EQ 2PT   233203397  1713 274993 SH       SOLE                263,592        11,401
DFA INVT DIMENSIONS GROUP IN    FIVE YR GOVT     233203405   141  12996 SH       SOLE                 12,620           375
DFA INVT DIMENSIONS GROUP IN    US MICRO CAP     233203504   214  30781 SH       SOLE                 30,781
DFA INVT DIMENSIONS GROUP IN    EMRG MKTS VAL    233203587   390  23599 SH       SOLE                 22,745           853
DFA INVT DIMENSIONS GROUP IN    EMER MKT SMCAP   233203611   458  47063 SH       SOLE                 45,096         1,967
DFA INVT DIMENSIONS GROUP IN    INTL SML PTFL    233203629   695  76125 SH       SOLE                 73,520         2,604
DFA INVT DIMENSIONS GROUP IN    INTL SMCAP VAL   233203736   848  88675 SH       SOLE                 86,189         2,485
DFA INVT DIMENSIONS GROUP IN    EMERGING MKTS    233203785   451  28006 SH       SOLE                 27,124           882
DFA INVT DIMENSIONS GROUP IN    US SML CAP VAL   233203819   561  45958 SH       SOLE                 45,958
DFA INVT DIMENSIONS GROUP IN    LARGE CAP HIGH   233203827  2085 189570 SH       SOLE                181,075         8,495
DFA INVT DIMENSIONS GROUP IN    REAL ESTATE PT   233203835   805  85980 SH       SOLE                 80,880         5,100
DFA INVT DIMENSIONS GROUP IN    LARGE CAP INTL   233203868   161  12701 SH       SOLE                 12,701
DFA INVT DIMENSIONS GROUP IN    GLOBAL FIX INCM  233203884   137  12528 SH       SOLE                 12,157           370
DOW CHEM CO                     COM              260543103   437  51847 SH       SOLE                 47,107    385  4,355
DOW CHEM CO                     COM              260543103     6    750 SH       OTHER                   600    150
DU PONT E I DE NEMOURS & CO     COM              263534109   297  13291 SH       SOLE                 12,606    685
DU PONT E I DE NEMOURS & CO     COM              263534109    14    620 SH       OTHER                   200    420
E M C CORP MASS                 COM              268648102  1288 112982 SH       SOLE                 93,446  3,545 15,991
E M C CORP MASS                 COM              268648102    31   2745 SH       OTHER                 2,380    365
FPL GROUP INC                   COM              302571104  1099  21650 SH       SOLE                 19,744      0  1,906
FPL GROUP INC                   COM              302571104    33    644 SH       OTHER                   450    194
FIRST HORIZON NATL CORP         COM              320517105   293  27319 SH       SOLE                 26,270         1,048
FLUOR CORP NEW                  COM              343412102  1230  35595 SH       SOLE                 30,520      0  5,075
FLUOR CORP NEW                  COM              343412102     9    261 SH       OTHER                   161    100
GENERAL ELECTRIC CO             COM              369604103   875  86558 SH       SOLE                 85,125    825    608
GENERAL ELECTRIC CO             COM              369604103    23   2250 SH       OTHER                 2,250
GENERAL MLS INC                 COM              370334104   837  16792 SH       SOLE                 15,281      0  1,511
GENERAL MLS INC                 COM              370334104    12    243 SH       OTHER                   189     54
GILEAD SCIENCES INC             COM              375558103  1315  28385 SH       SOLE                 25,386      0  2,999
GILEAD SCIENCES INC             COM              375558103    44    940 SH       OTHER                   540    400
GOODRICH CORP                   COM              382388106   699  18450 SH       SOLE                 18,450
GOODRICH CORP                   COM              382388106    21    550 SH       OTHER                   550
HOME DEPOT INC                  COM              437076102  1455  61752 SH       SOLE                 56,090    325  5,337
HOME DEPOT INC                  COM              437076102    19    807 SH       OTHER                   507    300
HONEYWELL INTL INC              COM              438516106   380  13635 SH       SOLE                 13,485           150
HONEYWELL INTL INC              COM              438516106     6    200 SH       OTHER                   200





                                                                                   
INTEL CORP                      COM              458140100  1082  71940 SH       SOLE                 64,265    750  6,925
INTEL CORP                      COM              458140100    38   2560 SH       OTHER                 2,060    500
INTERNATIONAL BUSINESS MACHS    COM              459200101   933   9630 SH       SOLE                  9,530    100
INTERNATIONAL BUSINESS MACHS    COM              459200101     5     50 SH       OTHER                           50
INTL PAPER CO                   COM              460146103    84  11950 SH       SOLE                 11,750           200
INTL PAPER CO                   COM              460146103     1    100 SH       OTHER                   100
1ISHARES TR                     S&P500 GRW       464287309   708  16911 SH       SOLE                 16,611           300
ISHARES TR                      S&P 500 VALUE    464287408   742  19940 SH       SOLE                 13,555         6,385
ISHARES TR                      MSCI EAFE IDX    464287465  2781  73994 SH       SOLE                 69,300  1,000  3,694
ISHARES TR                      MSCI EAFE IDX    464287465   162   4321 SH       OTHER                 3,071  1,250
ISHARES TR                      RUSSELL1000GRW   464287614   376  10715 SH       SOLE                 10,715
ISHARES TR                      RUSSELL1000GRW   464287614    26    750 SH       OTHER                   750
ISHARES TR RUSL 2000 VALU - IWN RUSL 2000 VALU   464287630   223   5643 SH       SOLE                   5643
ISHARES TR                      S&P MIDCP VALU   464287705   960  21790 SH       SOLE                 21,055    575    160
ISHARES TR                      S&P MIDCP VALU   464287705    26    600 SH       OTHER                          600
ISHARES TR                      S&P MIDCP VALU   464287879   986  25332 SH       SOLE                 21,454     25  3,853
ISHARES TR                      S&P MIDCP VALU   464287879    25    637 SH       OTHER                   417    100    120
ISHARES TR                      S&P SMLCP GROW   464287887  1559  41055 SH       SOLE                 33,603     30  7,422
ISHARES TR                      S&P SMLCP GROW   464287887    19    512 SH       OTHER                   312    100    100
JOHNSON & JOHNSON               COM              478160104  4074  77469 SH       SOLE                 72,688    440  4,341
JOHNSON & JOHNSON               COM              478160104   489   9289 SH       OTHER                   809  8,480
L-3 COMMUNICATIONS HLDGS INC    COM              502424104   939  13850 SH       SOLE                 13,850
L-3 COMMUNICATIONS HLDGS INC    COM              502424104    47    700 SH       OTHER                   500    200
LINCOLN NATL CORP IND           COM              534187109   201  30058 SH       SOLE                 29,908           150
LINCOLN NATL CORP IND           COM              534187109     1    134 SH       OTHER                   134
LOCKHEED MARTIN CORP            COM              539830109   804  11645 SH       SOLE                 10,150      0  1,495
LOCKHEED MARTIN CORP            COM              539830109     2     35 SH       OTHER                    35
LOWES COS INC                   COM              548661107   171   9344 SH       SOLE                  8,344  1,000
LOWES COS INC                   COM              548661107    22   1200 SH       OTHER                 1,200
MANITOWOC INC                   COM              563571108    56  17000 SH       SOLE                 17,000
MCDONALDS CORP                  COM              580135101   198   3621 SH       SOLE                  3,570            51
MCDONALDS CORP                  COM              580135101    14    250 SH       OTHER                   250
MERCK & CO INC                  COM              589331107   294  10990 SH       SOLE                 10,990      0      0
MERCK & CO INC                  COM              589331107    13    500 SH       OTHER                   500
MICROSOFT CORP                  COM              594918104  1590  86519 SH       SOLE                 77,371  1,200  7,948
MICROSOFT CORP                  COM              594918104    28   1520 SH       OTHER                 1,350    170
NATIONAL HEALTHCARE CORP        COM              635906100   379   9448 SH       SOLE                  9,348           100
NATIONAL HEALTHCARE CORP        PFD CONV SER A   635906209   231  20459 SH       SOLE                 20,459
NATIONAL OILWELL VARCO INC      COM              637071101   954  33210 SH       SOLE                 29,263      0  3,947
NATIONAL OILWELL VARCO INC      COM              637071101     4    148 SH       OTHER                   148
NIKE INC                        CL B             654106103  1057  22542 SH       SOLE                 19,931      0  2,611





                                                                                   
NIKE INC                        CL B             654106103     8    170 SH       OTHER                    70    100
NORFOLK SOUTHERN CORP           COM              655844108   217   6415 SH       SOLE                  5,865    550
NORFOLK SOUTHERN CORP           COM              655844108    24    700 SH       OTHER                   700
PEPSICO INC                     COM              713448108  3041  59072 SH       SOLE                 53,892  1,040  4,140
PEPSICO INC                     COM              713448108   257   4983 SH       OTHER                 2,150  2,833
PFIZER INC                      COM              717081103  1164  85490 SH       SOLE                 84,290    900    300
PFIZER INC                      COM              717081103    10    750 SH       OTHER                   750
PHILIP MORRIS INTL INC          COM              718172109   874  24562 SH       SOLE                 21,333     50  3,179
PHILIP MORRIS INTL INC          COM              718172109     1     34 SH       OTHER                    34
PIEDMONT NAT GAS INC            COM              720186105   376  14534 SH       SOLE                 14,534
PROCTER & GAMBLE CO             COM              742718109  2662  56527 SH       SOLE                 53,583    825  2,119
PROCTER & GAMBLE CO             COM              742718109    61   1300 SH       OTHER                 1,050    250
QUALCOMM INC                    COM              747525103  1297  33330 SH       SOLE                 30,184    325  2,821
QUALCOMM INC                    COM              747525103    37    950 SH       OTHER                   700    250
SCHERING PLOUGH CORP            COM              806605101  1766  74996 SH       SOLE                 68,460      0  6,536
SCHERING PLOUGH CORP            COM              806605101    34   1435 SH       OTHER                   900    535
SIGMA ALDRICH CORP              COM              826552101   453  12000 SH       OTHER                12,000
SOUTHERN CO                     COM              842587107   236   7720 SH       SOLE                  6,220    300  1,200
SPECTRA ENERGY CORP             COM              847560109   214  15120 SH       Sole                 14,820    300
SPECTRA ENERGY CORP             COM              847560109     6    400 SH       OTHER                   400
SUNTRUST BKS INC                COM              867914103  1044  88973 SH       SOLE                 82,514      0  6,459
SUNTRUST BKS INC                COM              867914103     8    700 SH       OTHER                   400    300
SYSCO CORP                      COM              871829107   271  11895 SH       SOLE                 10,995    900
SYSCO CORP                      COM              871829107    23   1000 SH       OTHER                 1,000
TEREX CORP NEW                  COM              880779103   116  12550 SH       SOLE                 12,550
TEREX CORP NEW                  COM              880779103     3    300 SH       OTHER                   300
US BANCORP DEL                  COM NEW          902973304   588  40210 SH       SOLE                 35,019      0  5,191
US BANCORP DEL                  COM NEW          902973304     7    500 SH       OTHER                   250    250
UNION PAC CORP                  COM              907818108   780  18981 SH       SOLE                 16,809      0  2,172
UNION PAC CORP                  COM              907818108     8    200 SH       OTHER                    90    110
UNITED TECHNOLOGIES CORP        COM              913017109   280   6511 SH       SOLE                  5,936    575
UNITED TECHNOLOGIES CORP        COM              913017109    19    450 SH       OTHER                   450
VANGUARD INDEX FDS              STK MRK ETF      922908769   220   5550 SH       SOLE                  5,550
WAL MART STORES INC             COM              931142103  1325  25442 SH       SOLE                 22,561    300  2,581
WAL MART STORES INC             COM              931142103    47    900 SH       OTHER                   900
WELLS FARGO & CO NEW            COM              949746101   580  40708 SH       SOLE                 37,370  1,050  2,288
WELLS FARGO & CO NEW            COM              949746101    21   1500 SH       OTHER                 1,200    300
WYETH                           COM              983024100   275   6400 SH       SOLE                  6,400
AT&T INC                        COM              00206R102  1777  70517 SH       SOLE                 64,952  1,345  4,220
AT&T INC                        COM              00206R102    46   1816 SH       OTHER                 1,516    300
BLDRS INDEX FDS TR              DEV MK 100 ADR   09348R201   413  28433 SH       SOLE                  22558      0   5875





                                                                                   
CISCO SYS INC                   COM              17275R102   187  11153 SH       SOLE                 10,553    600
CISCO SYS INC                   COM              17275R102    32   1925 SH       OTHER                 1,225    700
CONOCOPHILLIPS                  COM              20825C104   915  23373 SH       SOLE                 21,149    200  2,024
CONOCOPHILLIPS                  COM              20825C104    29    744 SH       OTHER                   744
COSTCO WHSL CORP NEW            COM              22160K105  1257  27138 SH       SOLE                 23,113      0  4,025
COSTCO WHSL CORP NEW            COM              22160K105    19    400 SH       OTHER                   200    200
DIMENSIONAL INVT GROUP INC      INTL VALUE PT    25434D203  1075 102306 SH       OTHER                97,816         4,490
DIMENSIONAL INVT GROUP INC      DFA INTL III     25434D708   400  40719 SH       OTHER                40,719
DIMENSIONAL INVT GROUP INC      DFA US LG III    25434D807   365  43334 SH       OTHER                43,334
DUKE ENERGY CORP NEW            COM              26441C105   414  28940 SH       SOLE                 28,340    600
DUKE ENERGY CORP NEW            COM              26441C105    19   1300 SH       OTHER                 1,300
EXELON CORP                     COM              30161N101   360   7934 SH       SOLE                  7,709    225      0
EXELON CORP                     COM              30161N101    18    400 SH       OTHER                   400
EXXON MOBIL CORP                COM              30231G102  5933  87125 SH       SOLE                 81,945    456  4,724
EXXON MOBIL CORP                COM              30231G102    86   1258 SH       OTHER                   950    308
GOLDMAN SACHS GROUP INC         COM              38141G104  1402  13229 SH       SOLE                 11,969    150  1,110
GOLDMAN SACHS GROUP INC         COM              38141G104    36    335 SH       OTHER                   285     50
JPMORGAN CHASE & CO             COM              46625H100  1769  66554 SH       SOLE                 58,412  1,110  7,032
JPMORGAN CHASE & CO             COM              46625H100    37   1400 SH       OTHER                 1,000    400
LABORATORY CORP AMER HLDGS      COM NEW          50540R409   841  14392 SH       SOLE                 13,223      0  1,169
LABORATORY CORP AMER HLDGS      COM NEW          50540R409    23    400 SH       OTHER                   200    200
MONSANTO CO NEW                 COM              61166W101  1346  16193 SH       SOLE                 13,964      0  2,229
MONSANTO CO NEW                 COM              61166W101    18    216 SH       OTHER                    68    148
NATIONAL HEALTH INVS INC        COM              63633D104   398  14800 SH       SOLE                 14,300           500
ORACLE CORP                     COM              68389X105  1183  65485 SH       SOLE                 57,925    800  6,760
ORACLE CORP                     COM              68389X105    42   2300 SH       OTHER                 1,800    500
REGIONS FINANCIAL CORP NEW      COM              7591EP100  1031 242019 SH       SOLE                239,492      0  2,527
REGIONS FINANCIAL CORP NEW      COM              7591EP100    14   3282 SH       OTHER                        3,282
1SPDR SERIES TRUST              DJ SML GRWTH ETF 78464A201   584  11170 SH       SOLE                   7841      0   3329
SPDR SERIES TRUST               DJ SML GRWTH ETF 78464A300   503  14136 SH       SOLE                   7031      0   7105
SIRIUS XM RADIO INC             COM              82967N108     7  20000 SH       SOLE                 20,000
3M CO                           COM              88579Y101   511  10270 SH       SOLE                 10,070    200
3M CO                           COM              88579Y101    20    400 SH       OTHER                   400
VERIZON COMMUNICATIONS INC      COM              92343V104  1790  59281 SH       SOLE                 51,726  1,075  6,480
VERIZON COMMUNICATIONS INC      COM              92343V104    47   1550 SH       OTHER                 1,050    500