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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

October 14, 2003

(Date of earliest event reported)

R&G FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)
         
Puerto Rico   0-22137   66-0532217
 
 
(State or other jurisdiction
of incorporation)		   (Commission File Number)   (IRS Employer
Identification No.)
         
280 Jesús T. Piñero Ave., Hato Rey, San Juan, Puerto Rico     00918  
   
 
(Address of principal executive offices)     (Zip Code)

(787) 758-2424

(Registrant’s telephone number, including area code)

Not Applicable

(Former name, former address and former fiscal year, if changed since last report)

 

 

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits

     (a)  Not applicable.

     (b)  Not applicable.

     (c)  The following exhibit is included with this Report:

    Exhibit 99.1   Press release dated October 14, 2003.  

Item 9. Regulation FD Disclosure

     On October 14, 2003, R&G Financial Corporation announced by press release its earnings for the quarter ended September 30, 2003. A copy of the press release is attached hereto as Exhibit 99.1. The information contained in this Report on Form 8-K is furnished pursuant to Item 12.

 

 

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
    R&G FINANCIAL CORPORATION
         
    By: /s/ Joseph R. Sandoval    
   
   
    Joseph R. Sandoval
Executive Vice President and
Chief Financial Officer		    
         
Date: October 14, 2003