FORM 8-K
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) October 22, 2004

Commission File Number: 1-5273-1

Sterling Bancorp


(Exact name of Registrant as specified in its charter)
     
New York
  13-2565216
(State of other jurisdiction
of incorporation)
  (IRS Employer
Identification No.)
     
650 Fifth Avenue, New York, New York
  10019-6108
(Address of principal executive offices)   (Zip Code)

(212) 757- 3300
(Registrant’s telephone number, including area code)

N/A
(Former name, former address and former fiscal year, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)

o  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-4(c)



 


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 PRESS RELEASE

 


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ITEM 7.01
REGULATION FD DISCLOSURE

On October 22, 2004, the Company issued a press release announcing a presentation on October 27, 2004 by John C. Millman-President of Sterling Bncorp and Howard M. Applebaum -Executive Vice President and Senior Lending Officer of Sterling National Bank, as part of the Ryan Beck & Co. Financial Institutions’ Investor Conference. The press release is included herein as Exhibit 99.1. The information included herein is furnished to the Commission pursuant to Items 7.01 and 9.01

ITEM 9.01
FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

(c) Exhibits

  99.1        Press Release dated October 22, 2004

 


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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

DATE: October 25, 2004

         
     
  BY: /s/ JOHN W. TIETJEN    
  JOHN W. TIETJEN   
  Executive Vice President, Treasurer
and Chief Financial Officer 
 
 

 


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EXHIBIT INDEX

     
Exhibit    
Number
   
99.1
  Press Release dated October 22, 2004