UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934



Date of Report (Date of earliest event reported)      April 21, 2004      



SOUTHERN MISSOURI BANCORP, INC.
(Exact name of Registrant as specified in its Charter)


Missouri
000-23406
43-1665523
(State or other jurisdiction
of incorporation)		(Commission File No.)(IRS Employer
Identification
Number)

531 Vine Street, Poplar Bluff, Missouri
63901
(Address of principal executive offices)(Zip Code)

Registrant's telephone number, including area code: (573) 785-1421

Not Applicable
(Former name or former address, if changed since last report)

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Item 5. Other Events

            The Registrant's press release dated April 21, 2004, announcing new stock repurchase program is attached hereto as Exhibit 99, and is incorporated herein by reference.

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits


            (c)     The following exhibit is filed as part of this report.

                     Exhibit 99        Press Release dated April 21, 2004






























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SIGNATURES



            Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.


 SOUTHERN MISSOURI BANCORP, INC.
 
 
 
 		 
Date:   April 23, 2004By: /s/ Greg A. Steffens
      Greg A. Steffens
      President
















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