SC 13G#2 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ---------------- SCHEDULE 13G #1 (Rule 13d-101) Under the Securities Exchange Act of 1934 CREDITRISKMONITOR.COM INC. ----------------------------------------------------------- (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE ----------------------------------------------------------- (Title of Class of Securities) 225426105 ----------------------------------------------------------- (CUSIP Number) July 21, 2011 ----------------------------------------------------------- (Date of Event that Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [ ] Rule 13d-1(b) [ X ] Rule 13d-1(c) [ ] Rule 13d-1(d) CUSIP No. 225426105 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) SANTA MONICA PARTNERS, L.P. 13-3100474 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 494,293 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 494,293 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 494,293 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 6.3% ___________________________________________________________ 12 TYPE OF REPORTING PERSON PN __________________________________________________________ Filing by Santa Monica Partners, L.P. of this statement shall not be construed as an admission that such entity is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any securities covered by this statement. CUSIP No. 225426105 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) SMP ASSET MANAGEMENT LLC 42-1582561 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION DELAWARE ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 494,293 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 494,293 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 494,293 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 6.3% ___________________________________________________________ 12 TYPE OF REPORTING PERSON OO (LLC) ___________________________________________________________ Filing by SMP Asset Management, LLC of this statement shall not be construed as an admission that such entity is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any other securities covered by this statement. CUSIP No. 225426105 ___________________________________________________________ 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) SANTA MONICA PARTNERS II, L.P. 48-1289758 _______________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 51,327 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 51,327 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 51,327 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.7% ___________________________________________________________ 12 TYPE OF REPORTING PERSON PN Filing by Santa Monica Partners II, L.P. of this statement shall not be construed as an admission that such entity is, for purposes of Section 13(G) of the Securities Exchange Act of 1934, the beneficial owner of any other securities covered by this statement. CUSIP No. 225426105 ___________________________________________________________ 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) SANTA MONICA PARTNERS ASSET MANAGEMENT, L.P. 42-1582565 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 51,327 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 51,327 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 51,327 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.7% ___________________________________________________________ 12 TYPE OF REPORTING PERSON PN Filing by Santa Monica Partners Asset Management, LLC of this statement shall not be construed as an admission that such entity is, for purposes of Section 13(G) of the Securities Exchange Act of 1934, the beneficial owner of any other securities covered by this statement. CUSIP No. 225426105 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) La'Dadande Limited Partnership 27-1582109 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 1,575 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 1,575 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 1,575 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.02% ___________________________________________________________ 12 TYPE OF REPORTING PERSON IN __________________________________________________________ Filing by La'Dadande Limited Partnership of this statement shall not be construed as an admission that such person is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any securities covered by this statement. CUSIP No. 225426105 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) La'Dadande Corp. 27-1582109 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 1,575 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 1,575 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 1,575 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.02% ___________________________________________________________ 12 TYPE OF REPORTING PERSON IN __________________________________________________________ Filing by La'Dadande Corp. of this statement shall not be construed as an admission that such person is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any securities covered by this statement. 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) Humonica Asset Management, LLC 27-0320715 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 14,750 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 14,750 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 14,750 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.2% ___________________________________________________________ 12 TYPE OF REPORTING PERSON IN __________________________________________________________ Filing by Humonica Asset Management, LLC of this statement shall not be construed as an admission that such person is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any securities covered by this statement. CUSIP No. 225426105 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) LAWRENCE J. GOLDSTEIN ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 551,430 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 551,430 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 5,810 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [X] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 0.07% ___________________________________________________________ 12 TYPE OF REPORTING PERSON IN __________________________________________________________ Filing by Lawrence J. Goldstein of this statement shall not be construed as an admission that such person is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any securities covered by this statement. Item 1. (a) CREDITRISKMONITOR.COM INC. (b) 704 Executive Blvd., Suite A, Valley College, NY 10989 Item 2. Identity and Background. (a) This Statement is being filed by Santa Monica Partners, L.P., a New York limited partnership ("Santa Monica Partners"). SMP Asset Management LLC, a Delaware limited liability company and the general partner of Santa Monica Partners ("SMP Asset Management"); Santa Monica Partners II, L.P.is a Delaware limited partnership ("Santa Monica Partners II");Santa Monica Partners Asset Management LLC, a Delaware limited liability company and the general partner of Santa Monica Partners II, L.P.("Santa Monica Partners Asset Management"); La'Dadande Limited Partnership is a Delaware limited partnership ("La'Dadande LP");La'Dadande Corp., a New York corporation and the general partner of La'Dadande LP ("La Dadande Corp.") and Humonica Asset Management LLC, a Delaware limited liability company and registered investment advisor ("Humonica"). Lawrence J.Goldstein is an individual investor and the President of Santa Monica Partners and Santa Monica Partners II. He is also the sole Managing Member of SMP Asset Management, Santa Monica Partners Asset Management, limited partner of La'Dadande LP, the general partner of La'Dadande Corp. and the principal of Humonica. (b) The principal business address of Santa Monica Partners, SMP Asset Management, Santa Monica Partners II, Santa Monica Partners Asset Management, La'Dadande LP, La'Dadande Corp., Humonica and Lawrence J. Goldstein (collectively, the "Reporting Persons") is 1865 Palmer Avenue, Larchmont, New York 10538. (c) Santa Monica Partners is a New York limited partnership. SMP Asset Management LLC is a Delaware limited liability company. Santa Monica Partners II is a Delaware limited partnership and Santa Monica Partners Asset Management LLC, is a Delaware limited liability company. La'Dadande LP is a Delaware limited partnership. La'Dadande Corp. is a New York corporation. Humonica is a Delaware limited liability company. Mr. Goldstein is a United States citizen. (d) Title of Class of Securities: Common Stock (e) CUSIP: 225426105 Item 3. NA Item 4. Ownership Santa Monica Partners, L.P. (a) Amount beneficially owned: 494,293 (b) Percent of class: 6.3%% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 494,293 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 494,293 (iv) Shared power to dispose or to direct the disposition of: 0 SMP Asset Management, LLC (a) Amount beneficially owned: 494,293 (b) Percent of class: 6.3% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 494,293 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 494,293 (iv) Shared power to dispose or to direct the disposition of: 0 Santa Monica Partners II, L.P. (a) Amount beneficially owned: 51,327 (b) Percent of class: 0.7% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 51,327 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 51,327 (iv) Shared power to dispose or to direct the disposition of: 0 Santa Monica Partners Asset Management, LLC (a) Amount beneficially owned: 51,327 (b) Percent of class: 0.7% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 51,327 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 51,327 (iv) Shared power to dispose or to direct the disposition of: 0 La'Dadande Limited Partnership (a) Amount beneficially owned: 1,575 (b) Percent of class: 0.02% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 1,575 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 1,575 (iv) Shared power to dispose or to direct the disposition of: 0 La'Dadande Corp. (a) Amount beneficially owned: 1,575 (b) Percent of class: 0.02% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 1,575 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 1,575 (iv) Shared power to dispose or to direct the disposition of: 0 Humonica Asset Management, LLC (a) Amount beneficially owned: 14,750 (b) Percent of class: 0.2% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 14,750 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 14,750 (iv) Shared power to dispose or to direct the disposition of: 0 Lawrence J. Goldstein (a) Amount beneficially owned: 5,810 (b) Percent of class: 0.07% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 5,310 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 5,310 (iv) Shared power to dispose or to direct the disposition of: 0 Item 5. Not Applicable Item 6. Interest in Securities of the Issuer. (c) The following is a list of transactions in the Shares made in open market purchases during the past 60 days: Amount Price per Date Bought Share Purchaser 6/30/11(date correction) 500 $5.50 Lawrence J. Goldstein 6/30/11(date correction) 1,500 $5.00 La'Dadande Limited Partnership If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than 5 percent of the class of securities, check the following |_| Item 7. Not applicable Item 8. Not applicable Item 9. Not applicable Item 10. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. CUSIP No. 225426105 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. July 25, 2011 SANTA MONICA PARTNERS, L.P. By: SMP ASSET MANAGEMENT LLC By: /s/LAWRENCE J.GOLDSTEIN ---------------------------------------- Lawrence J. Goldstein, President July 25, 2011 SMP ASSET MANAGEMENT, LLC By: /s/LAWRENCE J. GOLDSTEIN ---------------------------------------- Lawrence J. Goldstein, President July 25, 2011 SANTA MONICA PARTNERS II, L.P. By: SMP ASSET MANAGEMENT LLC By: /s/LAWRENCE J.GOLDSTEIN ---------------------------------------- Lawrence J. Goldstein, President July 25, 2011 SANTA MONICA PARTNERS ASSET MANAGEMENT, LLC By: /s/LAWRENCE J. GOLDSTEIN ---------------------------------------- Lawrence J. Goldstein, President July 25, 2011 La'Dadande Limited Partnership /s/LAWRENCE J. GOLDSTEIN -------------------------------------- Lawrence J. Goldstein, Limited Partner July 25, 2011 La'Dadande Corp. /s/LAWRENCE J. GOLDSTEIN -------------------------------------- Lawrence J. Goldstein, General Partner July 25, 2011 Humonica Asset Management, LLC /s/LAWRENCE J. GOLDSTEIN -------------------------------------- Lawrence J. Goldstein, Principal July 25, 2011 /s/LAWRENCE J. GOLDSTEIN -------------------------------------- Lawrence J. Goldstein