SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549-1004 -------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2002 FINANCIAL FEDERAL CORPORATION (Exact name of Registrant as specified in its charter) Nevada 1-12006 88-0244792 (State of incorporation) (Commission file number) (I.R.S.Employer Identification No.) 733 Third Avenue, New York, New York 10017 (Address of principal executive offices) (Zip Code) (212) 599-8000 (Registrant's telephone number, including area code) Item 5. OTHER EVENTS ------------ See attached Exhibit 99. Item 7. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (C) Exhibits: 99 Press Release of Financial Federal Corporation dated July 25, 2002 EXHIBIT INDEX Exhibit No. Description of Exhibit ----------- ---------------------------------------------------- 99 Press Release of Financial Federal Corporation dated July 25, 2002 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. FINANCIAL FEDERAL CORPORATION By: /s/ Steven F. Groth ------------------------- Senior Vice President and Chief Financial Officer (Principal Financial Officer) July 29, 2002 ------------ (Date) 3