UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter September 30, 2010
Check here if Amendment [ ]; Amendment Number :
This Amendment (Check Only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report
Name: Old Point Trust && Financial Services, N.A
Address: 11780 Jefferson Ave Suite D
Newport VA 23606
13F File Number
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager :
Name: Eugene Jordan II
Title: President && CEO
Phone 757-599-2200
Signature,Place, and Date Of Signing:
Eugene Jordan II Newport News VA September 30, 2010
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry 62
Form 13F Information Table Value $103,429,327
List of Other Managers: NONE
13 F Report Of Managed Assets
As Of Date : 9/30/2010
Market SH/ Investment Other Voting Authority
Name Of Issuer Type Cusip Value Shares/PV PRN Discretion Mgrs Sole Shared None
AT&T INC Equity 00206R102 3,905,673 136,562 SH Sole 0 132,322 1,230 3,010
AT&T INC Equity 00206R102 72,701 2,542 SH Defined 0 1,991 0 551
ABBOTT LABORATORIES Equity 002824100 203,736 3,900 SH Sole 0 3,900 0 0
ALTRIA GROUP INC Equity 02209S103 369,235 15,372 SH Sole 0 15,172 0 200
ALTRIA GROUP INC Equity 02209S103 25,221 1,050 SH Defined 0 1,050 0 0
AMERILITHIUM CORP Equity 03077G106 2,950 10,000 SH Sole 0 10,000 0 0
B B & T CORP Equity 054937107 1,080,277 44,862 SH Sole 0 44,262 0 600
B B & T CORP Equity 054937107 154,521 6,417 SH Defined 0 1,767 0 4,650
BAKER HUGHES INC Equity 057224107 2,517,234 59,090 SH Sole 0 57,690 300 1,100
BAKER HUGHES INC Equity 057224107 38,340 900 SH Defined 0 800 0 100
BANK OF AMERICA CORP Equity 060505104 302,458 23,084 SH Sole 0 23,084 0 0
BANK OF AMERICA CORP Equity 060505104 13,207 1,008 SH Defined 0 0 0 1,008
BAXTER INTL INC Equity 071813109 2,336,359 48,970 SH Sole 0 47,870 300 800
BAXTER INTL INC Equity 071813109 38,168 800 SH Defined 0 800 0 0
CATERPILLAR INC Equity 149123101 590,100 7,500 SH Sole 0 7,500 0 0
CHEVRON CORP Equity 166764100 282,459 3,485 SH Sole 0 3,485 0 0
CHEVRON CORP Equity 166764100 51,062 630 SH Defined 0 630 0 0
CISCO SYSTEMS Equity 17275R102 1,634,025 74,613 SH Sole 0 72,855 500 1,258
CISCO SYSTEMS Equity 17275R102 24,090 1,100 SH Defined 0 1,100 0 0
COCA-COLA CO Equity 191216100 1,694,856 28,962 SH Sole 0 28,362 0 600
COCA-COLA CO Equity 191216100 35,112 600 SH Defined 0 600 0 0
CONOCOPHILLIPS Equity 20825C104 4,007,006 69,772 SH Sole 0 68,040 532 1,200
CONOCOPHILLIPS Equity 20825C104 57,430 1,000 SH Defined 0 1,000 0 0
DOMINION RESOURCES INC VA Equity 25746U109 3,260,616 74,682 SH Sole 0 72,884 400 1,398
DOMINION RESOURCES INC VA Equity 25746U109 80,771 1,850 SH Defined 0 1,850 0 0
DUPONT E.I., DENEMOURS & CO. Equity 263534109 3,043,753 68,215 SH Sole 0 66,215 400 1,600
DUPONT E.I., DENEMOURS & CO. Equity 263534109 102,626 2,300 SH Defined 0 1,100 0 1,200
EATON CORP Equity 278058102 690,854 8,375 SH Sole 0 8,175 0 200
EMERSON ELECTRIC CO Equity 291011104 453,719 8,616 SH Sole 0 8,616 0 0
EXXON MOBIL CORPORATION Equity 30231G102 4,249,545 68,774 SH Sole 0 67,360 400 1,014
EXXON MOBIL CORPORATION Equity 30231G102 234,802 3,800 SH Defined 0 600 0 3,200
FINOVA GROUP INC Equity 317928109 0 10,000 SH Sole 0 10,000 0 0
FOREST LABORATORIES INC Equity 345838106 602,114 19,467 SH Sole 0 19,067 0 400
FOREST LABORATORIES INC Equity 345838106 6,186 200 SH Defined 0 200 0 0
FRONTIER COMMUNICATIONS CORP Equity 35906A108 102,787 12,581 SH Sole 0 12,044 192 345
FRONTIER COMMUNICATIONS CORP Equity 35906A108 6,789 831 SH Defined 0 552 0 279
GENERAL ELECTRIC CO Equity 369604103 2,584,400 159,040 SH Sole 0 155,800 600 2,640
GENERAL ELECTRIC CO Equity 369604103 191,815 11,804 SH Defined 0 2,900 0 8,904
HEWLETT PACKARD CO. Equity 428236103 2,602,534 61,862 SH Sole 0 60,862 400 600
HEWLETT PACKARD CO. Equity 428236103 25,242 600 SH Defined 0 600 0 0
HONEYWELL INTERNATIONAL INC Equity 438516106 284,819 6,482 SH Sole 0 6,482 0 0
HONEYWELL INTERNATIONAL INC Equity 438516106 17,576 400 SH Defined 0 400 0 0
INTEL CORP Equity 458140100 2,078,189 108,239 SH Sole 0 106,339 200 1,700
INTEL CORP Equity 458140100 23,904 1,245 SH Defined 0 1,200 0 45
INTERNATIONAL BUSINESS Equity 459200101 1,179,627 8,794 SH Sole 0 8,694 0 100
INTERNATIONAL BUSINESS Equity 459200101 26,828 200 SH Defined 0 200 0 0
ISHARES COMEX GOLD TRUST Equity 464285105 455,680 35,600 SH Sole 0 35,600 0 0
ISHARES COMEX GOLD TRUST Equity 464285105 12,800 1,000 SH Defined 0 1,000 0 0
JOHNSON & JOHNSON Equity 478160104 7,953,000 128,357 SH Sole 0 126,607 500 1,250
JOHNSON & JOHNSON Equity 478160104 49,568 800 SH Defined 0 800 0 0
KIMBERLY CLARK CORP Equity 494368103 738,318 11,350 SH Sole 0 11,050 0 300
KIMBERLY CLARK CORP Equity 494368103 6,505 100 SH Defined 0 100 0 0
KRAFT FOODS INC-A Equity 50075N104 277,030 8,977 SH Sole 0 8,977 0 0
KRAFT FOODS INC-A Equity 50075N104 22,404 726 SH Defined 0 726 0 0
LOCKHEED MARTIN CORP Equity 539830109 1,413,055 19,824 SH Sole 0 19,424 150 250
LOCKHEED MARTIN CORP Equity 539830109 14,256 200 SH Defined 0 200 0 0
MARATHON OIL CORP Equity 565849106 2,623,506 79,260 SH Sole 0 77,660 500 1,100
MARATHON OIL CORP Equity 565849106 33,100 1,000 SH Defined 0 900 0 100
MEDTRONIC INC Equity 585055106 288,788 8,600 SH Sole 0 8,200 0 400
MERCK & CO INC NEW Equity 58933Y105 921,833 25,043 SH Sole 0 24,582 0 461
MERCK & CO INC NEW Equity 58933Y105 25,767 700 SH Defined 0 700 0 0
MICROSOFT CORP. Equity 594918104 1,624,569 66,336 SH Sole 0 65,480 200 656
MICROSOFT CORP. Equity 594918104 24,490 1,000 SH Defined 0 1,000 0 0
MONACO COACH CORP Equity 60886R103 380 55,000 SH Sole 0 55,000 0 0
NEXTERA ENERGY INC Equity 65339F101 2,271,870 41,770 SH Sole 0 40,470 300 1,000
NEXTERA ENERGY INC Equity 65339F101 54,390 1,000 SH Defined 0 1,000 0 0
NORFOLK SOUTHERN CORP. Equity 655844108 2,777,332 46,670 SH Sole 0 45,806 300 564
NORFOLK SOUTHERN CORP. Equity 655844108 116,045 1,950 SH Defined 0 600 0 1,350
OLD POINT FINANCIAL Equity 680194107 5,808,602 495,192 SH Sole 0 447,395 0 47,797
OLD POINT FINANCIAL Equity 680194107 242,819 20,701 SH Defined 0 15,050 0 5,651
PPG INDUSTRIES, INC. Equity 693506107 426,462 5,858 SH Sole 0 5,858 0 0
PEPSICO INC Equity 713448108 3,987,264 60,013 SH Sole 0 58,413 400 1,200
PEPSICO INC Equity 713448108 149,623 2,252 SH Defined 0 900 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Equity 717081103 825,585 48,083 SH Sole 0 48,083 0 0
PFIZER, INC W/RIGHTS 10/5/07 Equity 717081103 83,996 4,892 SH Defined 0 1,892 0 3,000
PHILIP MORRIS INTERNATIONAL Equity 718172109 882,595 15,755 SH Sole 0 15,155 0 600
PHILIP MORRIS INTERNATIONAL Equity 718172109 58,821 1,050 SH Defined 0 1,050 0 0
PLUM CREEK TIMBER CO INC COM Equity 729251108 204,740 5,800 SH Sole 0 5,800 0 0
PLUM CREEK TIMBER CO INC COM Equity 729251108 28,240 800 SH Defined 0 800 0 0
T ROWE PRICE GROUP INC Equity 74144T108 881,144 17,600 SH Sole 0 17,600 0 0
PROCTER & GAMBLE CO. Equity 742718109 3,403,837 56,759 SH Sole 0 55,059 300 1,400
PROCTER & GAMBLE CO. Equity 742718109 158,681 2,646 SH Defined 0 400 0 2,246
RAYTHEON COMPANY Equity 755111507 2,985,320 65,310 SH Sole 0 64,010 400 900
RAYTHEON COMPANY Equity 755111507 41,139 900 SH Defined 0 900 0 0
CHARLES SCHWAB CORP NEW Equity 808513105 461,480 33,200 SH Sole 0 32,400 0 800
SMITHFIELD FOODS, INC. Equity 832248108 168,300 10,000 SH Sole 0 10,000 0 0
SOUTHERN CO Equity 842587107 1,341,161 36,014 SH Sole 0 35,014 100 900
SOUTHERN CO Equity 842587107 52,136 1,400 SH Defined 0 1,400 0 0
SPECTRA ENERGY CORP Equity 847560109 2,841,075 125,990 SH Sole 0 123,290 700 2,000
SPECTRA ENERGY CORP Equity 847560109 51,865 2,300 SH Defined 0 1,500 0 800
SYSCO CORP Equity 871829107 1,261,725 44,240 SH Sole 0 43,440 300 500
SYSCO CORP Equity 871829107 19,964 700 SH Defined 0 700 0 0
TARGET CORP Equity 87612E106 1,599,032 29,922 SH Sole 0 28,972 300 650
TARGET CORP Equity 87612E106 32,064 600 SH Defined 0 600 0 0
3M CO Equity 88579Y101 895,281 10,325 SH Sole 0 10,325 0 0
3M CO Equity 88579Y101 34,684 400 SH Defined 0 400 0 0
TOWNEBANK Equity 89214P109 191,847 12,824 SH Sole 0 12,824 0 0
TOWNEBANK Equity 89214P109 9,245 618 SH Defined 0 0 0 618
UNITED TECHNOLOGIES Equity 913017109 1,394,826 19,582 SH Sole 0 19,582 0 0
UNITED TECHNOLOGIES Equity 913017109 14,246 200 SH Defined 0 200 0 0
VERIZON COMMUNICATIONS Equity 92343V104 3,038,333 93,229 SH Sole 0 90,989 800 1,440
VERIZON COMMUNICATIONS Equity 92343V104 132,967 4,080 SH Defined 0 2,300 0 1,780
WAL-MART STORES INC Equity 931142103 289,971 5,418 SH Sole 0 5,418 0 0
WALGREEN CO Equity 931422109 1,641,165 48,990 SH Sole 0 48,590 0 400
WALGREEN CO Equity 931422109 20,100 600 SH Defined 0 600 0 0
YUM! BRANDS INC Equity 988498101 529,690 11,500 SH Sole 0 11,500 0 0
YUM! BRANDS INC Equity 988498101 18,424 400 SH Defined 0 400 0 0
ACCENTURE PLC CL A Equity G1151C101 2,226,434 52,399 SH Sole 0 51,699 0 700
ACCENTURE PLC CL A Equity G1151C101 38,241 900 SH Defined 0 900 0 0
NOBLE CORPORATION COM Equity H5833N103 1,942,148 57,477 SH Sole 0 56,027 300 1,150
NOBLE CORPORATION COM Equity H5833N103 23,653 700 SH Defined 0 600 0 100