Pricing Supplement Number 190 Dated August 06, 2007

CALCULATION OF REGISTRATION FEE

 

Title of Each Class of

Securities Offered

   Maximum
Aggregate Offering
Price(1)
   Amount of
Registration Fee(2)

5.700% Internotes® Due August 15, 2013

   $ 7,631,000    $ 234.27

6.300% Internotes® Due August 15, 2022

   $ 3,363,000    $ 103.24

6.400% Internotes® Due August 16, 2032

   $ 4,268,000    $ 131.03

TOTAL

          $ 468.54

(1) Excludes accrued interest, if any.
(2) A filing fee of $468.54 calculated in accordance with Rule 457(r), has been transmitted to the SEC in connection with the securities offered by means of this pricing supplement.

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02

Pricing Supplement Number 190 Dated August 06, 2007

(to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

CUSIP

Number

  

Aggregate

Principal
Amount

   Selling
Price
  Gross
Concession
 

Net

Proceeds

   Coupon
Type
   Coupon
Rate
  Coupon
Frequency
   Maturity
Date
  

1st

Coupon

Date

   1st
Coupon
Amount
   Survivor’s
Option
   Product
Ranking
   Moody’s
Rating
   S & P
Rating

74432AUA6

   $7,631,000.00    100.000%   1.100%   $7,547,059.00    FIXED    5.700%   SEMI-
ANNUAL
   08/15/2013    02/15/2008    $29.45    YES    Senior
Unsecured
Notes
   A3    A+

Redemption Information: Callable at 100.000% on 08/15/2009 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 08/15/2009 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

CUSIP

Number

  

Aggregate

Principal
Amount

   Selling
Price
  Gross
Concession
 

Net

Proceeds

   Coupon
Type
   Coupon
Rate
  Coupon
Frequency
   Maturity
Date
  

1st

Coupon

Date

   1st
Coupon
Amount
   Survivor’s
Option
   Product
Ranking
   Moody’s
Rating
   S & P
Rating

74432AUB4

   $3,363,000.00    100.000%   2.000%   $3,295,740.00    FIXED    6.300%   SEMI-
ANNUAL
   08/15/2022    02/15/2008    $32.55    YES    Senior
Unsecured
Notes
   A3    A+

 


Redemption Information: Callable at 100.000% on 08/15/2010 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 08/15/2010 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

CUSIP

Number

  

Aggregate

Principal
Amount

   Selling
Price
  Gross
Concession
 

Net

Proceeds

   Coupon
Type
   Coupon
Rate
  Coupon
Frequency
   Maturity
Date
  

1st

Coupon
Date

   1st
Coupon
Amount
   Survivor’s
Option
   Product
Ranking
   Moody’s
Rating
   S & P
Rating

74432AUC2

   $4,268,000.00    100.000%   2.500%   $4,161,300.00    FIXED    6.400%   SEMI-
ANNUAL
   08/16/2032    02/15/2008    $33.07    YES    Senior
Unsecured
Notes
   A3    A+

Redemption Information: Callable at 100.000% on 08/15/2012 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 08/15/2012 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

Prudential Financial, Inc.   

Offering Dates: July 30, 2007 through August 06, 2007

 

Trade Date: Monday, August 06, 2007 @12:00 PM ET

 

Settlement Date: Thursday, August 09, 2007

 

Minimum Denomination/Increments: $1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS: DTC Book Entry only

 

DTC number: 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note is not a Business Day (as defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

 

InterNotes® is a registered trademark of Incapital Holdings LLC. All rights reserved

 

   Prudential Financial, Inc.

$2,500,000,000.00

Prudential Financial Retail

Medium-Term Notes,

including Prudential

Financial InterNotes®

Prospectus dated

March 16, 2006 and the
Prospectus Supplement
dated March 16, 2006