Filed under Rule 424(b)(3), Registration Statement(s) No. 333-104444, 333-104444-01, 333-104444-02, 333-123240, 333-123240-01 and 333-123240-02
Pricing Supplement Number 61 Dated 03/28/2005
(To: Prospectus dated March 21, 2005 and Prospectus Supplement dated March 25, 2004)
Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.
| CUSIP |
Selling Price |
Gross Concession |
Net Proceeds |
Coupon Type |
Coupon Rate |
Coupon Frequency |
Maturity Date |
1st Coupon |
1st Amount |
Survivor’s Option |
Product Ranking |
Moody’s Rating |
S & P Rating | |||||||||||||||||
| 74432AGR5 |
100.000 | % | 0.625 | % | $ | 2,182,275.00 | FIXED | 4.000 | % | MONTHLY | 12/15/2007 | 4/15/2005 | $1.67 | YES | Senior Unsecured |
A3 | A- | |||||||||||||
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC
| CUSIP |
Selling Price |
Gross Concession |
Net Proceeds |
Coupon Type |
Coupon Rate |
Coupon Frequency |
Maturity Date |
1st Coupon |
1st Amount |
Survivor’s Option |
Product Ranking |
Moody’s Rating |
S & P Rating | |||||||||||||||||
| 74432AGS3 |
100.000 | % | 2.500 | % | $ | 2,403,375.00 | FIXED | 5.750 | % | SEMI- ANNUAL |
3/15/2030 | 9/15/2005 | $26.35 | YES | Senior Unsecured |
A3 | A- | |||||||||||||
Redemption Information: Callable at 100.000% on 03/15/2010 and every interest payment date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring 03/15/2010 and on every interest payment date thereafter at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.
| Prudential Financial, Inc. | Trade Date: Monday, March 28, 2005 @12:00 | Prudential Financial, Inc. | ||
| 751 Broad Street | Settle Date: Thursday, March 31, 2005 | $1,000,000,000.00 Prudential Financial, Inc. InterNotes® | ||
| Newark NJ 07102 | Minimum Denomination/Increments: $1,000.00/$1,000.00 | Prospectus dated March 21, 2005 and the Prospectus Supplement dated March 25, 2004 | ||
| Initial trades settle flat and clear SDFS: DTC Book Entry only | ||||
| DTC number: 0443 via Pershing, LLC | ||||
| If the maturity date or an interest payment date for any note is not a Business Day (as defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, | ||||
| The Prudential Financial, Inc. InterNotes will be represented by a single master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another | ||||
| All references to the Prospectus in the Prospectus Supplement shall be to the Prospectus dated March 21, 2005. | ||||
| InterNotes® is a registered trademark of Incapital Holdings LLC. All rights reserved | ||||