1. Name and Address of Reporting Person
BRATTON, ROBERT O.
10200 DAVID TAYLOR DRIVE
PO BOX 37937
CHARLOTTE, NC 28237-7937
2. Issuer Name and Ticker or Trading Symbol
FIRST CHARTER CORPORATION (FCTR)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year
2002
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
( ) Director ( ) 10% Owner
(X) Officer (give title below) ( ) Other (specify below)
CHIEF OPERATING OFFICER CHIEF
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
TABLE I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
+---------------------------------+----------+-------------+-----------------------------+----------------+-----------+------------+
|1. Title of Security |2. Trans- |3. Trans- |4. Securities Acquired (A) |5. Amount of |6. Owner- |7. Nature |
| | action | action | or Disposed of (D) | Securities | ship | of In- |
| | Date | Code | | Beneficially | Form: | direct |
| | | | | Owned at | Direct | Bene- |
| | (Month/ | | | End of | (D) or | ficial |
| | Day/ | +-----------+------+----------+ Year | Indirect| Owner- |
| | Year) | |Amount |A/D |Price | | (I) | ship |
+---------------------------------+----------+-------------+-----------+------+----------+----------------+-----------+------------+
Common Stock 01/17/2002 R 49.5857 A $17.7293 D
Common Stock 04/11/2002 R 44.9004 A $19.7780 D
Common Stock 07/11/2002 R 50.2346 A $17.8387 D
Common Stock 10/10/2002 R 56.5538 A $16.4500 D
Common Stock 12/16/2002 M 4 980 A $14.9200 69597.2621 D
Common Stock 3560.8687 I CATHRYN
BRATTON
(SPOUSE IRA)
Common Stock 01/17/2002 R 1.8805 A $16.4500 I ROBERT O
BRATTON II
(SON)
Common Stock 04/11/2002 R 1.7024 A $19.7780 I ROBERT O
BRATTON II
(SON)
Common Stock 07/11/2002 R 1.9048 A $17.8387 I ROBERT O
BRATTON II
(SON)
Common Stock 10/10/2002 R 2.1447 A $16.4500 192.8265 I ROBERT O
BRATTON II
(SON)
Common Stock 01/17/2002 R 1.8805 A $17.7293 I CAROLINE E
BRATTON
(DAUGHTER)
Common Stock 04/11/2002 R 1.7024 A $19.7780 I CAROLINE E
BRATTON
(DAUGHTER)
Common Stock 07/11/2002 R 1.9048 A $17.8387 I CAROLINE E
BRATTON
(DAUGHTER)
Common Stock 10/10/2002 R 2.1447 A $16.4500 192.8265 I CAROLINE E
BRATTON
(DAUGHTER)
Common Stock 01/17/2002 R 32.558 A $17.7293 I ALICE W.
BRATTON TRUST
Common Stock 04/11/2002 R 29.4817 A $19.7780 I ALICE W.
BRATTON TRUST
Common Stock 07/11/2002 R 32.9845 A $17.8387 I ALICE W.
BRATTON TRUST
Common Stock 10/10/2002 R 37.1331 A $16.4500 3338.9975 I ALICE W.
BRATTON TRUST
Common Stock - IRA 01/17/2002 R 41.0468 A $17.7293 D
Common Stock - IRA 04/11/2002 R 37.1685 A $19.7780 D
Common Stock - IRA 07/11/2002 R 41.5843 A $17.8387 D
Common Stock - IRA 10/10/2002 R 46.8151 A $16.4500 4209.5635 D
Common Stock - IRA 01/17/2002 R 43.0813 A $17.7293 I CATHRYN
BRATTON
(SPOUSE IRA)
Common Stock - IRA 04/11/2002 R 34.2041 A $19.7780 I CATHRYN
BRATTON
(SPOUSE IRA)
Common Stock - IRA 07/11/2002 R 38.2677 A $17.8387 I CATHRYN
BRATTON
(SPOUSE IRA)
Common Stock - IRA 10/10/2002 R 43.0813 A $16.4500 318.2672 I CATHRYN
BRATTON
(SPOUSE IRA)
TABLE II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
+-------------+--------+----------+---------+-----------+---------------------+----------------+----------+--------+-------+-------+
|1. |2. |3. |4. |5. |6. |7. |8. |9. |10. |11. |
| | | | | | | | |Number |Owner- | |
| | | | | | | | |of |ship | |
| | | | | | | | |Deriv- |Form of| |
| | | | | | |Title and Amount| |ative |Deriv- | |
| | | | | | |of Underlying | |Secur- |ative |Nature |
| |Conver- | | |Number of | |Securities | |ities |Secur- |of |
| |sion or | | |Derivative |Date Exercisable +-------+--------+ |Benefi- |ity: |In- |
| |Exercise| | |Securities |and Expiration Date | |Amount | |cially |Direct |direct |
| |Price of|Transac- |Transac- |Acquired(A)|(Month/Day/Year) | |or | |Owned |(D) or |Bene- |
|Title of |Deriv- |tion Date |tion Code|Disposed(D)+----------+----------+ |Number |Price of |at End |In- |ficial |
|Derivative |ative |(Month/ | +-----+-----+Date Exer-|Expira- | |of |Derivative|of |direct |Owner- |
|Security |Security|Day/Year) | |(A) |(D) |cisable |tion Date |Title |Shares |Security |Year |(I) |ship |
+-------------+--------+----------+---------+-----+-----+----------+----------+-------+--------+----------+--------+-------+-------+
Stock Option $8.75 10/20/2003 Common 4670 D
Stock
Stock Option $12.265 10/24/2004 Common 4320 D
Stock
Stock Option $14.5 01/20/2010 Common 19791 D
Stock
Stock Option $14.92 01/02/2003 Common 980 D
Stock
Stock Option $15.75 01/17/2011 Common 23296 D
Stock
Stock Option $17.37 01/16/2012 Common 21985 D
Stock
Stock Option $17.9167 12/14/2004 Common 3000 D
Stock
Stock Option $17.9167 12/04/2006 Common 3360 D
Stock
Stock Option $18.125 01/21/2009 Common 7729 D
Stock
Stock Option $23.125 01/21/2009 Common 9288 D
Stock
Stock Option $25 12/01/2007 Common 2400 D
Stock
Explanation of Responses:
SIGNATURE OF REPORTING PERSON
/s/ ROBERT O. BRATTON
DATE
02/13/2003