UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 28, 2004 ------------------------------------------------------- Date of Report (Date of earliest event reported) INVESTORS TITLE COMPANY ------------------------------------------------------- (Exact name of Registrant as specified in its charter) North Carolina 0-11774 56-1110199 ------------------------------------------------------------------------------- (State or Other Jurisdiction of (Commission (I.R.S. Employer Incorporation or Organization) File Number) Identification No.) 121 North Columbia Street Chapel Hill, North Carolina 27514 ----------------------------------------------------- (Address of Principal Executive Offices) (919) 968-2200 ----------------------------------------------------- Registrant's telephone number, including area code ITEM 12. DISCLOSURE OF RESULTS OF OPERATIONS AND FINANCIAL CONDITION. Attached as Exhibit 99.1 and incorporated herein by reference is a copy of the press release of Investors Title Company, dated July 28, 2004, reporting Investors Title Company's financial results for the fiscal quarter ended June 30, 2004. The information in this Current Report is being furnished and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act"), or otherwise subject to the liabilities of that Section, nor shall it be deemed to be incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, regardless of any general incorporation language in such filing. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. INVESTORS TITLE COMPANY Date: July 28, 2004 By: /s/ James A. Fine, Jr. ---------------------- James A. Fine, Jr. President, Treasurer and Chief Financial Officer EXHIBIT INDEX Exhibit No. Description ----------- ----------- 99.1 Press release issued by Investors Title Company on July 28, 2004.