UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported)    October 27, 2009
 
First Reliance Bancshares, Inc.
 
(Exact name of registrant as specified in its charter)

South Carolina
  
000-49757
  
80-0030931
 
  
 
  
 
(State or other jurisdiction
of incorporation)
  
(Commission
File Number)
  
(I.R.S. Employer
Identification No.)

2170 W. Palmetto Street Florence, South Carolina
  
29501
 
  
 
(Address of principal executive offices)
  
(Zip Code)
 
Registrant’s telephone number, including area code     (843)-656-5000
 
Not Applicable
 
(Former name or former address, if changed since last report.)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
 
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
   
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
Item 2.02   Results of Operations and Financial Condition.
 
                    On October 27, 2009, First Reliance Bancshares, Inc. issued a press release announcing its financial results for the period ended September 30, 2009.  A copy of the press release is attached hereto as Exhibit 99.1.
 
Item 9.01   Financial Statements and Exhibits.
 
(c)              Exhibits
 
99.1            Press Release for the period ended September 30, 2009.
 
 
SIGNATURES
 
                    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
First Reliance Bancshares, Inc.
     
Date:  October 27, 2009
    
 
By:
/s/ Jeffrey A. Paolucci
   
 
   
Jeffrey A. Paolucci
   
Chief Financial Officer