FORM 5 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Form 3 Holdings Reported Form 4 Transactions Reported

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * HUDSON NANCY BIXBY 2. Issuer Name and Ticker or Trading Symbol KANSAS CITY LIFE INSURANCE CO [KCLI] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director __X__ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) C/O KANSAS CITY LIFE INSURANCE CO, 3520 BROADWAY 3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year) 12/31/2013 (Street) KANSAS CITY, MO 64111 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Reporting (check applicable line) _X_ Form Filed by One Reporting Person ___ Form Filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Amount (A) or (D) Price Common Stock, $1.25 par value 12/18/2013   J4(1) 1,406 (1) A $ 0 2,160,606 (2) I See (2)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

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SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
HUDSON NANCY BIXBY C/O KANSAS CITY LIFE INSURANCE CO 3520 BROADWAY KANSAS CITY, MO 64111	  X	  X	Â	Â

Signatures

/s/A. Craig Mason, Jr., Attorney in Fact for Nancy Bixby Hudson		02/14/2014
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Ms. Hudson is a manager and member of JRB Interests, LLC, a Missouri limited liability company ("JRB"), which holds 2,966,312 shares of the Issuer's common stock, $1.25 par value ("Common Stock"). Effective on December 18, 2013, JRB redeemed the membership interest of one of its members other than Ms. Hudson, which increased the number of shares of Common Stock attributable to Ms. Hudson's membership interest by 1,406 shares. Ms. Hudson disclaims beneficial ownership of the shares of Common Stock owned by JRB except to the extent of her pecuniary interest therein.
(2)	Ms. Hudson is a member of JRB and, in that capacity, shares with the other members of JRB the power to dispose of all of the 2,966,312 shares of Common Stock owned by JRB. The shares reported include 1,936,910 shares of Common Stock owned by JRB, which consist of (a) 1,936,741 shares attributable to membership interests of JRB held by the trusts for which Ms. Hudson serves as a co-trustee, and (b) 169 shares attributable to membership interest of JRB held by Ms. Hudson individually. Ms. Hudson disclaims beneficial ownership of the shares of Common Stock owned by JRB except to the extent of her pecuniary interest therein. The shares reported also include 223,696 shares of Common Stock owned by the Nancy Bixby Hudson Trust dated December 11, 1997, for which Ms. Hudson is a beneficiary and serves as trustee.

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