SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Rule 13d-101
Under the Securities Exchange Act of 1934
(Amendment No. 28)*
CreditRiskMonitor.com, Inc.
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(Name of Issuer)
Common Stock
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(Title of Class of Securities)
225426-105
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(CUSIP Number)
Lauren Accardi
190 Willis Avenue
Mineola, NY 11501
(516) 747-0300 ext. 102
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(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
06/25/2008
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(Date of Event which Requires Filing of this Statement)
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If the filing person has previously filed a statement on Schedule 13G to
report the acquisition that is the subject of this Schedule 13D, and is filing
this schedule because of ss. 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check
the following box. |_|
NOTE: Schedules filed in paper format shall include a signed original and
five copies of the schedule, including all exhibits. See Rule 13d-7 for other
parties to whom copies are to be sent.
* The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be
deemed to be "filed" for the purpose of section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
Page 1 of 4 Pages
CUSIP No. 225426-105
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(1) Names of reporting persons.
Flum, Jerome S.
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(2) Check the appropriate box if a member of a group (see instructions) (a)|X|
(b)|_|
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(3) SEC use only.
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(4) Source of funds (see instructions).
PF
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(5) Check if disclosure of legal proceedings is required pursuant to Items |_|
2(d) or 2(e).
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(6) Citizenship or place of organization.
United States
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Number of shares beneficially owned by each reporting person with:
(7) Sole voting power:
483,225 (1)
(8) Shared voting power:
4,897,128 (2)
(9) Sole dispositive power:
483,225 (1)
(10) Shared dispositive power:
4,897,128 (2)
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(11) Aggregate amount beneficially owned by each reporting person.
5,380,353 (3)
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(12) Check if the aggregate amount in Row (11) excludes certain shares |_|
(see instructions).
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(13) Percent of class represented by amount in Row (11).
69.9% (3)
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(14) Type of reporting person (see instructions).
IN
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(1) Includes 2,000 shares of common stock owned by a grandchild of Mr. Flum,
the beneficial ownership of which is disclaimed by Mr. Flum.
(2) Includes 4,897,128 shares of common stock beneficially owned by Flum
Partners, of which Mr. Flum is the sole general partner, which are also
deemed to be beneficially owned by Mr. Flum because of his power, as
sole general partner of Flum Partners, to direct the voting of such
shares held by the partnership. Mr. Flum disclaims beneficial ownership
of the shares owned by Flum Partners.
(3) Includes 4,897,128 shares of common stock beneficially owned by Flum
Partners, of which Mr. Flum is the sole general partner, which are also
deemed to be beneficially owned by Mr. Flum because of his power, as
sole general partner of Flum Partners, to direct the voting of such
shares held by the partnership. Mr. Flum disclaims beneficial ownership
of the shares owned by Flum Partners.
Also includes 2,000 shares of common stock owned by a grandchild of Mr.
Flum, the beneficial ownership of which is disclaimed by Mr. Flum.
Page 2 of 4 Pages
Item 1. Security and Issuer.
This statement relates to common stock, $0.01 par value, of
CreditRiskMonitor.com, Inc., a Nevada corporation (the "Company").
The principal executive office of the Company is 704 Executive Blvd.,
Suite A, Valley Cottage, NY 10989.
Item 2. Identity and Background.
(a) n/a
(b) n/a
(c) n/a
(d) n/a
(e) n/a
(f) n/a
Item 3. Source and Amount of Funds or Other Consideration.
personal funds - $5,000
Item 4. Purpose of Transaction.
exercise of stock options
Item 5. Interest in Securities of the Issuer.
(a) n/a
(b) n/a
(c) n/a
(d) n/a
(e) n/a
Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to
Securities of the Issuer.
n/a
Item 7. Material to be Filed as Exhibits.
none
Page 3 of 4 Pages
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.
Date: 07/02/2008 /s/ Jerome S. Flum
Name: Jerome S. Flum
The original statement shall be signed by each person on whose behalf the
statement is filed or his authorized representative. If the statement is signed
on behalf of a person by his authorized representative (other than an executive
officer or general partner of the filing person), evidence of the
representative's authority to sign on behalf of such person shall be filed with
the statement: Provided, however, That a power of attorney for this purpose
which is already on file with the Commission may be incorporated by reference.
The name and any title of each person who signs the statement shall be typed or
printed beneath his signature.
ATTENTION--Intentional misstatements or omissions of fact constitute Federal
criminal violations (See 18 U.S.C. 1001). (Secs. 13(d), 13(g), 14(d), 23, 48
Stat. 894, 895, 901; sec. 8, 49 Stat. 1379; sec. 203(a), 49 Stat. 704; sec. 10,
78 Stat. 88a; Secs. 2, 3, 82 Stat. 454, 455; secs. 1, 2, 3-5, 84 Stat. 1497;
sec. 18, 89 Stat. 155; secs. 202, 203, 91 Stat. 1494, 1498, 1499; 15 U.S.C.
78m(d), 78m(g), 78n(d), 78w) [44 FR 2145, Jan. 9, 1979; 44 FR 11751, Mar. 2,
1979; 44 FR 70340, Dec. 6, 1979; 47 FR 11466, Mar. 16, 1982; 61 FR 49959, Sept.
24, 1996; 62 FR 35340, July 1, 1997; 63 FR 2867, Jan. 16, 1998; 63 FR 15287,
Mar. 31, 1998]
Page 4 of 4 Pages