Westcor Land Title Insurance Company^® is partnering with X1 Analytics^® in Fannie Mae’s Title Acceptance pilot. The pilot is part of an ongoing effort by the Federal Housing Finance Agency (FHFA) and Fannie Mae to modernize the mortgage closing process and reduce costs for consumers and taxpayers.

Westcor partnered with Mortgage Connect LP, a policy issuing agent, in the creation of this solution. This initiative is distinct in the marketplace as it includes a title insurance-backed product. While this policy departs from the traditional title insurance model in scope, it retains the core benefits and legal assurances that are the hallmark of the industry. This approach ensures that both borrowers and lenders are protected while supporting efforts to deliver real savings at the closing table.

At Westcor, innovation and consumer protection go hand-in-hand. The underwriter’s participation in this program reflects its long-standing mission to evolve the title industry with practical, forward-thinking solutions that preserve the foundational protections buyers, lenders, and investors have come to rely on.

“We’re proud to support the GSEs’ modernization goals while continuing to uphold the core value of title insurance — protecting property rights,” said Mary O’Donnell, CEO of Westcor. “This pilot proves that innovation and consumer protection can go hand in hand.”

While the title industry continues to evolve, Westcor believes this new model strikes an important balance. It brings meaningful efficiencies to the closing process without eliminating the safeguards that consumers and lenders have long relied on. In doing so, it also offers lenders a compelling alternative that is ready to deploy today.

“We’re grateful to Director Pulte and his team at FHFA and Fannie Mae for recognizing that innovation in title can both lower costs and preserve protections while fostering competition,” O’Donnell added.

Westcor is the largest independent title insurance company in the nation and remains committed to serving its agent network and protecting consumers in every transaction.

About Westcor Land Title Insurance Company^®

Founded by title agents, Westcor is the number one independent title insurance underwriter in the nation. Westcor’s technology-driven products and services and sound underwriting help agents and their customers close real estate transactions faster and with peace of mind. Westcor is rated B+ (Sound Financials) by Kroll and A” (A Double Prime) by Demotech Rating Inc. Based in Maitland, FL, Westcor has regional offices throughout the United States. Westcor is part of the Ardán family of companies. Ardán makes real estate closings faster, simpler, and safer through technology-driven, innovative solutions, sound underwriting, and exceptional customer service.

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