Harleysville Financial Corporation (OTCQX:HARL) reported today that the Company’s Board of Directors declared a regular quarterly cash dividend of $.33 per share on the Company’s common stock. The cash dividend will be payable on November 12, 2025 to stockholders of record on October 29, 2025.

Net income for the twelve months ended September 30, 2025 amounted to $9,534,000 or $2.61 per diluted share compared to $8,860,000 or $2.43 per diluted share for the twelve months ended September 30, 2024.

Net income for the fourth quarter of fiscal year 2025 amounted to $2,867,000 or $.77 per diluted share compared to $2,051,000 or $.56 per diluted share for the fourth quarter of fiscal year 2024.

Commenting on the year-end operating results, President and Chief Executive Officer Brendan J. McGill said, “We are pleased to report strong financial results for fiscal year 2025, with solid earnings of $9,534,000. The company's balance sheet remains robust, driven by notable growth in loans and consistent deposit retention. Strong performance was also supported by an improved interest margin, a solid efficiency ratio, and excellent asset quality.

Entering fiscal 2026, we anticipate our customers will maintain a conservative approach to borrowing and spending, a trend driven by ongoing economic uncertainty. We remain committed to meeting their financial needs by offering competitive rates on both loans and deposits."

The Company’s assets totaled $928.0 million compared to $863.0 million a year ago. Stockholders’ book value increased 6.0% to a record $25.25 per share from $23.83 a year ago.

Harleysville Financial Corporation is traded on the OTCQX market under the symbol HARL (http://www.otcmarkets.com) and is the holding company for Harleysville Bank. Established in 1915, Harleysville Bank is a Pennsylvania chartered and federally insured bank, headquartered in Harleysville, PA. The Bank operates from six full-service offices located in Montgomery County and one full-service office located in Bucks County, Pennsylvania.

This presentation may contain forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995). Actual results may differ materially from the results discussed in these forward-looking statements. Factors that might cause such a difference include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, loan demand, real estate values and competition; changes in accounting principles, policies, or guidelines; changes in legislation or regulation; and other economic; competitive, governmental, regulatory, and technological factors affecting the Company's operations, pricing, products, and services.

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