SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 9, 2009

             (Exact name of registrant as specified in its charter)

                             UNION BANKSHARES, INC.

(State or other jurisdiction      (Commission           (IRS Employer
of incorporation)                 File Number)      Identification Number)
Vermont                           001-15985               03-0283552

(Address of principal executive offices)
20 Main St., P.O. Box 667              (Zip Code)
Morrisville, VT                        05661-0667

Registrant's telephone number, including area code:  (802) 888-6600

         (Former name or former address, if changed since last report)
                                 Not applicable

Check the appropriate box below if the Form 8-K is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:

[ ]   Written communications pursuant to Rule 425 under the Securities Act
      (17 CFR 230.425)

[ ]   Soliciting materials pursuant to Rule 14a-12 under the Exchange Act
      (17 CFR 240.14a-12)

[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))


Item 2.02: Results of Operations and Financial Condition

      As provided in General Instruction B.2 to Form 8-K, the information
furnished in this Item 2.02 and in Exhibit 99.1 hereto shall not be deemed
filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as
amended, nor shall it be deemed incorporated by reference in any filing with
the Securities and Exchange Commission, except as shall be expressly provided
by specific reference in such filing.

      On February 9, 2009, Union Bankshares, Inc. distributed its Fourth
      Quarter 2008 unaudited Report to Shareholders, a copy of which is
      furnished with this Form 8-K as Exhibit 99.1, presenting information
      concerning our results of operations and financial condition for our
      fourth quarter and year ended December 31, 2008 and the declaration of a
      regular quarterly dividend.

Item 9.01: Financial Statements and Exhibits

      d) Exhibit:

         99.1 Union Bankshares, Inc. Fourth Quarter Report to Shareholders
         distributed December 9, 2009 referred to in Item 2.02 of the Report as
         furnished, not filed; herewith.

                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                     Union Bankshares, Inc.


February 9, 2009                     /s/ Kenneth D. Gibbons
                                     -------------------------------------------
                                     Kenneth D. Gibbons, Chief Executive Officer


February 9, 2009                     /s/ Marsha A. Mongeon
                                     -------------------------------------------
                                     Marsha A. Mongeon, Chief Financial Officer


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                                 EXHIBIT INDEX

99.1  Union Bankshares, Inc., Fourth Quarter Report to Shareholders distributed
      February 9, 2009.