SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
June 27, 2003
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(Date of earliest event reported)
LOCAL FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
Delaware 001-13949 65-0424192
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
3601 N.W. 63rd Street, Oklahoma City, Oklahoma 73116
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(Address of principal executive offices) (Zip Code)
(405) 841-2298
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name, former address and former fiscal year, if
changed since last report)
ITEM 5. OTHER EVENTS
Effective June 27, 2003, Local Oklahoma Bank, the wholly-owned
subsidiary of Local Financial Corporation, affected a charter change to become
an Oklahoma state banking corporation and a state member bank of the Federal
Reserve System.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
LOCAL FINANCIAL CORPORATION
By: /s/Richard L. Park
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Richard L. Park
Chief Financial Officer
Date: June 27, 2003