Filed Pursuant to Rule 433
Dated April 30th , 2010
Registration Statement No. 333-147391
Dated April 30th , 2010
Registration Statement No. 333-147391
FIDELITY NATIONAL FINANCIAL, INC.
$300 MILLION 6.60% SENIOR NOTES DUE 2017
FINAL TERM SHEET
| Issuer: | Fidelity National Financial, Inc. |
|
| Ratings*: | Baa3 (stable) (Moody’s)/BBB- (neg) (S&P) |
|
| Security Type: | Senior Unsecured Fixed Rate Notes |
|
| Offering Format: | SEC Registered |
|
| Principal Amount: | $300,000,000 |
|
| Issue Price: | 99.897% |
|
| Underwriting Discount: | 0.625% |
|
| Gross Proceeds to Issuer: | $297,816,000 |
|
| Trade Date: | April 30, 2010 |
|
| Settlement Date: | May 5, 2010 (T + 3) |
|
| Maturity Date: | May 15, 2017 |
|
| Denominations: | $2,000 and integral multiples of $1,000 in excess thereof |
|
| Coupon: | 6.60% |
|
| Interest Payment Dates: | Semi-annually on May 15 and November 15 of each year, commencing on November 15, 2010 |
|
| Record Dates: | May 1 and November 1 |
|
| Treasury Benchmark: | 3 1/4% due March 2017 |
|
| Treasury Price: | 100-26 |
|
| Treasury Yield: | 3.118% |
|
| Spread to Treasury Benchmark: | 350 basis points |
|
| Re-offer Yield | 6.618% |
|
| Optional Redemption: | At any time, in whole or in part, until maturity subject
to a make-whole amount calculated using a discount rate
of Treasury plus 50 basis points |
|
| CUSIP / ISIN: | 31620RAC9 / US31620RAC97 |
|
| Joint Book-Running Managers: | Banc
of America Securities LLC J.P. Morgan Securities Inc. |
|
| Co-Managers: | Barclays
Capital Inc. U.S. Bancorp Investments, Inc. Wells Fargo Securities, LLC |
|
*Ratings may be changed, suspended or withdrawn at any time and are not a recommendation to
buy, hold or sell any security. The ratings are subject to revision or withdrawal at any time by
Moody’s or S&P. Each of the security ratings above should be evaluated independently of any other
security rating.
The issuer has filed a registration statement (including a prospectus and a preliminary prospectus
supplement) with the Securities and Exchange Commission for the offering to which this
communication relates. Before you invest, you should read the prospectus and the preliminary
prospectus supplement in that registration statement and other documents the issuer has filed with
the Securities and Exchange Commission for more complete information about the issuer and this
offering. You may get these documents for free by visiting EDGAR on the Securities and Exchange
Commission’s website at www.sec.gov. Alternatively, the issuer, any underwriter or any
dealer participating in the offering will arrange to send you the prospectus and preliminary
prospectus supplement if you request it by calling Banc of America Securities LLC, toll-free at
(800) 294-1322, or J.P.Morgan Securities Inc., collect at (212) 834-4533.
