UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2003 ------------------ THE HARTFORD FINANCIAL SERVICES GROUP, INC. ------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 0-19277 13-3317783 ----------------------------- ------------- ------------------- (State or other jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) The Hartford Financial Services Group, Inc. Hartford Plaza Hartford, Connecticut 06115-1900 --------------------------------------------- ------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (860) 547-5000 ---------------- Item 9. Regulation FD Disclosure. Attached hereto as Exhibit 99.1 is a press release announcing the company's 2002 fourth quarter and year-end earnings. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE HARTFORD FINANCIAL SERVICES GROUP, INC. Date: January 27, 2003 By: /s/ NEAL S. WOLIN ------------------------------------------- Name: Neal S. Wolin Title: Executive Vice President and General Counsel EXHIBIT INDEX Exhibit Number Description -------------- ----------- Exhibit 99.1 Press Release, dated January 27, 2003