THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-109793
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 33
(To Prospectus dated November 17, 2003,
and Prospectus Supplement dated November 17, 2003)
Trade Date: August 2, 2004
Issue Date: August 5, 2004
The date of this Pricing Supplement is August 2, 2004
Fixed Rate Notes
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Interest
Maturity Price to Discounts & Payment
CUSIP# Interest Rate Date Public Commissions Reallowance Dealer Frequency
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07387EFT9 5.00% from and including 8/5/04, 8/15/2019 100.00% 2.00% 0.350% 98.40% Monthly
to but excluding 8/15/07.
6.05% from and including 8/15/07,
to but excluding 8/15/19.
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07387EFU6 6.00% 8/15/2029 100.00% 2.50% 0.350% 98.00% Semi
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Subject to Redemption
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First
Interest Aggregate
First Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
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9/15/2004 $5.56 Yes Yes The Notes may be called in whole at par, $1,297,000 $1,271,060
one time only on 8/15/2007, at the option
of the Company on ten calendar days notice.
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2/15/2005 $26.67 Yes Yes Commencing on 8/15/2009 and on the 15th of
each month thereafter until Maturity, the
Notes may be called in whole at par at the $9,077,000 $8,850,075
option of the Company on ten calendar days
notice.
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The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.