Chemical Financial Corporation Form 8-K 04-14-04




SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of report (date of earliest event reported):
April 14, 2004



Chemical Financial Corporation
(Exact Name of Registrant as
Specified in its Charter)



Michigan
(State or Other
Jurisdiction of
Incorporation)

0-8185
(Commission
File Number)

38-2022454
(IRS Employer
Identification No.)
     

333 E. Main Street
Midland, Michigan
(Address of Principal Executive Offices)

  


48640
(Zip Code)
     

Registrant's telephone number,
including area code: (989) 839-5350





Item 9.         Regulation FD Disclosure

                  Chemical Financial Corporation will hold its annual meeting of shareholders on Monday, April 19, 2004, at 2:00 p.m., Eastern Daylight Time at which meeting the shareholders will (1) elect a board of eleven directors; and (2) transact any other business that may properly come before the meeting.

                  Chemical is making this meeting accessible to the public by telephone on a listen-only basis. Anyone interested in the meeting may access the meeting on a live basis by dialing (800) 603-7876.


Forward-Looking Statements

Chemical's discussion during this annual meeting may contain forward-looking statements. Forward-looking statements include, but are not limited to, expressions such as "anticipates," "believes," "expects," "intends," "plans," "is likely," "will," "projects," "estimates," "should," "forecasts," "predicts," "judgment," "opinion" and "view." These are statements of belief as to the expected outcomes of future events and actual results could materially differ from those expressed or implied by forward-looking statements. Internal and external factors that might cause such a difference include, but are not limited to, changes in interest rates, changes in laws and regulations, changes in the national and local economies, changes in customers' abilities to repay loans, and current and future military actions. Chemical undertakes no obligation to release revisions to these forward-looking statements or reflect events or conditions after the date of the discussion at the annual meeting.






















SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


Dated:

April 14, 2004

CHEMICAL FINANCIAL CORPORATION
(Registrant)
       
   

By:

 /s/ Lori A. Gwizdala
     

Lori A. Gwizdala
Its Executive Vice President, Chief
   Financial Officer and Treasurer