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Name                            Ticker Maturity Inception Date Annual Investor Fee
RBS US Large Cap Trendpilot ETN TRND   12/07/40 12/06/10               1.00%*

*When tracking the S and P 500 Total Return Index, the RBS US Large Cap
Trendpilot ETNs will have an investor fee of 1.00% per year. When tracking the
3-month US T-Bills, the RBS US Large Cap Trendpilot ETNs will have an investor
fee of 0.50% per annum. Fees accrue daily.

The Royal Bank of Scotland N.V. (RBS N.V.) and RBS Holdings N.V. have filed a
registration statement (including a prospectus) with the U.S. Securities and
Exchange Commission (SEC) for the offerings of RBS ETNs to which this
communication relates. Before you invest in any RBS ETNs, you should read the
prospectus in that registration statement and other documents that have been
filed with the SEC for more complete information about RBS N.V. and RBS Holdings
N.V., and the relevant offerings. You may get these documents for free by
visiting EDGAR on the SEC's web site at www.sec.gov. Alternatively, RBS N.V.,
RBS Holdings N.V., RBS Securities Inc. or any dealer participating in the
relevant offering will arrange to send you the prospectus, prospectus supplement
and the relevant pricing supplement at no charge if you request it by calling
1-866-747-4332.

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