SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of November 28, 2004 earliest event reported) UNITED MOBILE HOMES, INC (Exact name of registrant as specified in its charter) MARYLAND 001-12690 22-1890929 (State or other (Commission (IRS Employer jurisdiction File Number) Identification No.) of incorporation) 3499 Route 9N, Suite 3C, Freehold, NJ 07728 (Address of principal executive offices) (Zip Code) Registrant's telephone number, (732) 577-9997 including area code Not applicable (Former name or former address, if changed since last report) Item 7.01 Regulation FD Disclosure. On November 24, 2004, the Company issued a press release announcing a new $15,000,000 loan with Bank of America, N.A.. Item 9.01 Financial Statements and Exhibits. (c) Exhibits. 99 Press Release dated November 24, 2004. Page 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED MOBILE HOMES, INC. /s/ Anna T. Chew ANNA T. CHEW Chief Financial Officer Date November 24, 2004 Page 3