UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 06/30/2008 Check here if Amendment [ ] Amendment Number: This Amendment [ ] is a restatement Institutional Investment Manager Filing this Report: Name: PEOPLES BANK NTL ASSOCIATION Address: P O BOX 738 MARIETTA, OH 45750 13F File Number: 28-10656 The institutional investment Manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: DAVID T WESEL Title: EXECUTIVE VICE PRESIDENT AND PRESIDENT- PEOPLES FINANCIAL ADVISORS Phone: 740 373 2932 Signature, Place, and Date of Signing: /s/ DAVID T. WESEL MARIETTA OH 08/12/2008 ------------------ David T. Wesel Report Type (Check only one) [X] 13F HOLDINGS REPORT [ ] 13F COMBINATION REPORT FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: NONE Form 13F Information Table Entry Total: 114 Form 13F Information Table Value Total: $ 108,022 List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment Managers with respect to which this report is filed, other than the Manager filing this report. No. 13F File Number Name NONE FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL AT&T CORP COMMON STOCK 00206R102 899 26685 SH DEFINED 1 26685 00206R102 67 1985 SH DEF/OTH 1 1985 ABBOTT COMMON STOCK 002824100 657 12410 SH DEFINED 1 12410 LABORATORIES APACHE COMMON STOCK 037411105 213 1535 SH DEFINED 1 1170 1 365 CORPORATION APPLE INC COMMON STOCK 037833100 368 2200 SH DEFINED 1 2200 BP AMOCO PLC COMMON STOCK 055622104 1232 17714 SH DEFINED 1 16614 1 1100 SPONS ADR 055622104 28 400 SH DEF/OTH 1 400 BANK OF AMERICA COMMON STOCK 060505104 239 9996 SH DEFINED 1 9396 1 600 060505104 2 100 SH DEF/OTH 1 100 BAXTER COMMON STOCK 071813109 498 7795 SH DEFINED 1 6715 1 1080 INTERNATIONAL CAMCO FINANCIAL COMMON STOCK 132618109 364 35872 SH DEFINED 1 35872 CORP CHEVRON COMMON STOCK 166764100 2860 28846 SH DEFINED 1 28846 COLUMN TOTALS 7427 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL CORPORATION CISCO SYSTEMS COMMON STOCK 17275R102 413 17740 SH DEFINED 1 17740 COCA COLA COMMON STOCK 191216100 460 8859 SH DEFINED 1 8411 1 448 COLGATE PALMOLIVE COMMON STOCK 194162103 529 7655 SH DEFINED 1 7465 1 190 CONOCOPHILLIPS COMMON STOCK 20825C104 343 3635 SH DEFINED 1 3635 DANAHER CORP COMMON STOCK 235851102 592 7660 SH DEFINED 1 6860 1 800 235851102 32 410 SH DEF/OTH 1 410 DOW JONES MUTUAL FUNDS - 252787106 2944 25955 SH DEFINED 1 25955 INDUSTRIAL TRUST EQUITY DOW CHEMICAL COMMON STOCK 260543103 265 7596 SH DEFINED 1 7596 EMERSON ELECTRIC COMMON STOCK 291011104 314 6355 SH DEFINED 1 6355 ERICSSON COMMON STOCK 294821608 111 10720 SH DEFINED 1 10720 EXELON COMMON STOCK 30161N101 777 8636 SH DEFINED 1 8636 CORPORATION 30161N101 11 120 SH DEF/OTH 1 120 EXXON MOBIL COMMON STOCK 30231G102 3623 41107 SH DEFINED 1 40227 1 880 COLUMN TOTALS 10414 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL CORPORATION 30231G102 335 3800 SH DEF/OTH 1 3800 FOREST LABS COMMON STOCK 345838106 206 5925 SH DEFINED 1 5925 FORTUNE BRANDS COMMON STOCK 349631101 756 12121 SH DEFINED 1 12121 INC GENERAL ELECTRIC COMMON STOCK 369604103 1763 66053 SH DEFINED 1 64293 1 1760 CO 369604103 204 7631 SH DEF/OTH 1 7631 HALLIBURTON CO COMMON STOCK 406216101 223 4200 SH DEFINED 1 4200 COMMON HUNTINGTON COMMON STOCK 446150104 262 45493 SH DEFINED 1 17978 1 27515 BANCSHARES INTEL CORP COMMON STOCK 458140100 325 15150 SH DEFINED 1 15150 IBM COMMON STOCK 459200101 354 2988 SH DEFINED 1 2988 ISHARES MUTUAL FUNDS - 464287101 1473 25333 SH DEFINED 1 25333 EQUITY 464287101 116 2000 SH DEF/OTH 1 2000 ISHARES MUTUAL FUNDS - 464287143 231 2920 SH DEFINED 1 1825 1 1095 COLUMN TOTALS 6248 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL EQUITY ISHARES MUTUAL FUNDS - 464287168 174 3533 SH DEFINED 1 3218 1 315 EQUITY 464287168 33 680 SH DEF/OTH 1 680 ISHARES MUTUAL FUNDS - 464287200 1798 14043 SH DEFINED 1 14043 EQUITY 464287200 41 320 SH DEF/OTH 1 320 ISHARES MUTUAL FUNDS - 464287226 916 9128 SH DEFINED 1 9128 TAXABLE INCOME ISHARES MUTUAL FUNDS - 464287234 1483 10925 SH DEFINED 1 10035 1 890 EQUITY 464287234 29 215 SH DEF/OTH 1 215 ISHARES MUTUAL FUNDS - 464287309 3667 57442 SH DEFINED 1 50927 1 6515 EQUITY 464287309 47 735 SH DEF/OTH 1 735 ISHARES MUTUAL FUNDS - 464287408 239 3767 SH DEFINED 1 3767 EQUITY 464287408 38 595 SH DEF/OTH 1 595 COLUMN TOTALS 8465 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL ISHARES MUTUAL FUNDS - 464287465 10381 151170 SH DEFINED 1 146284 1 4886 EQUITY 464287465 106 1550 SH DEF/OTH 1 1550 ISHARES MUTUAL FUNDS - 464287481 1043 9859 SH DEFINED 1 9859 EQUITY 464287481 68 640 SH DEF/OTH 1 640 ISHARES MUTUAL FUNDS - 464287507 2170 26604 SH DEFINED 1 25104 1 1500 EQUITY 464287507 42 510 SH DEF/OTH 1 510 ISHARES MUTUAL FUNDS - 464287598 1887 27326 SH DEFINED 1 27326 EQUITY 464287598 34 495 SH DEF/OTH 1 495 ISHARES MUTUAL FUNDS - 464287606 1861 21027 SH DEFINED 1 18694 1 2333 EQUITY ISHARES MUTUAL FUNDS - 464287614 4271 77316 SH DEFINED 1 76602 1 714 EQUITY 464287614 52 940 SH DEF/OTH 1 940 COLUMN TOTALS 21915 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL ISHARES MUTUAL FUNDS - 464287622 4080 57911 SH DEFINED 1 56823 1 1088 EQUITY 464287622 74 1045 SH DEF/OTH 1 1045 ISHARES MUTUAL FUNDS - 464287705 294 3972 SH DEFINED 1 3972 EQUITY 464287705 38 520 SH DEF/OTH 1 520 ISHARES COMMON STOCK 464287796 187 1232 SH DEFINED 1 1232 464287796 15 100 SH DEF/OTH 1 100 ISHARES MUTUAL FUNDS - 464287804 549 9118 SH DEFINED 1 8798 1 320 EQUITY 464287804 9 145 SH DEF/OTH 1 145 ISHARES MUTUAL FUNDS - 464287887 476 3732 SH DEFINED 1 3732 EQUITY ISHARES MUTUAL FUNDS - 464288802 595 11081 SH DEFINED 1 2391 1 8690 EQUITY ISHARES MUTUAL FUNDS - 464288885 3376 47800 SH DEFINED 1 46025 1 1775 EQUITY COLUMN TOTALS 9693 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL JOHNSON & JOHNSON COMMON STOCK 478160104 962 14950 SH DEFINED 1 14175 1 775 MARKET VECTORS MUTUAL FUNDS - 57060U605 307 4955 SH DEFINED 1 3155 1 1800 EQUITY 57060U605 11 175 SH DEF/OTH 1 175 MASSEY ENERGY CO COMMON STOCK 576206106 593 6330 SH DEFINED 1 6330 MCDONALDS COMMON STOCK 580135101 461 8203 SH DEFINED 1 8203 MICROSOFT COMMON STOCK 594918104 614 22330 SH DEFINED 1 22330 594918104 12 430 SH DEF/OTH 1 430 MONSANTO CO COMMON STOCK 61166W101 339 2681 SH DEFINED 1 2681 NATIONAL-OILWELL COMMON STOCK 637071101 433 4881 SH DEFINED 1 4245 1 636 VARCO INC ORACLE COMMON STOCK 68389X105 685 32632 SH DEFINED 1 32632 CORPORATION PANHANDLE COMMON STOCK 698477106 339 10000 SH DEFINED 1 10000 ROYALTY CO. CLASS A PEABODY ENERGY COMMON STOCK 704549104 502 5700 SH DEFINED 1 5700 CORP COLUMN TOTALS 5258 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL PEOPLES BANCORP COMMON STOCK 709789101 3498 184324 SH DEFINED 1 173786 1 10538 INC. 709789101 16155 851180 SH DEF/OTH 1 142404 1 708776 PEPSICO COMMON STOCK 713448108 503 7911 SH DEFINED 1 7911 POWERSHARES MUTUAL FUNDS - 73935X583 1296 26605 SH DEFINED 1 26605 EQUITY 73935X583 8 160 SH DEF/OTH 1 160 PRICE T ROWE COMMON STOCK 74144T108 247 4380 SH DEFINED 1 4380 GROUP INC PROCTER & GAMBLE COMMON STOCK 742718109 925 15207 SH DEFINED 1 15207 CO 742718109 12 200 SH DEF/OTH 1 200 PRUDENTIAL COMMON STOCK 744320102 211 3532 SH DEFINED 1 2832 1 700 FINANCIAL INC QUESTAR CORP OLD COMMON STOCK 748356102 284 4000 SH DEFINED 1 4000 CUSIP # ROCKY BRANDS INC COMMON STOCK 774515100 900 186729 SH DEFINED 1 23005 1 163724 COLUMN TOTALS 24039 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL RYDEX MUTUAL FUNDS - 78355W106 1750 41917 SH DEFINED 1 41917 EQUITY RYDEX MUTUAL FUNDS - 78355W205 1720 18439 SH DEFINED 1 17894 1 545 EQUITY RYDEX MUTUAL FUNDS - 78355W403 311 8895 SH DEFINED 1 8895 EQUITY S & P 500 MUTUAL FUNDS - 78462F103 5807 45376 SH DEFINED 1 45376 DEPOSITARY EQUITY RECEIPT 78462F103 51 395 SH DEF/OTH 1 395 SIMON PPTY GROUP COMMON STOCK 828806109 365 4061 SH DEFINED 1 4061 INC NEW STAPLES INC COMMON STOCK 855030102 240 10092 SH DEFINED 1 10092 TARGET COMMON STOCK 87612E106 238 5123 SH DEFINED 1 5123 CORPORATION 3M COMPANY COMMON STOCK 88579Y101 365 5250 SH DEFINED 1 5250 UNITED COMMON STOCK 909907107 791 34448 SH DEFINED 1 34448 BANKSHARES INC UNITED TECH CORP COMMON STOCK 913017109 846 13705 SH DEFINED 1 12255 1 1450 COLUMN TOTALS 12484 FORM 13F INFORMATION TABLE VALUE SHS INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL VERIZON COMMON STOCK 92343V104 361 10209 SH DEFINED 1 10209 COMMUNICATIONS 92343V104 14 388 SH DEF/OTH 1 388 WELLS FARGO & CO COMMON STOCK 949746101 242 10204 SH DEFINED 1 9304 1 900 WM WRIGLEY JR COMMON STOCK 982526105 268 3445 SH DEFINED 1 3015 1 430 COMPANY WYETH COMM COMMON STOCK 983024100 414 8640 SH DEFINED 1 8640 983024100 12 240 SH DEF/OTH 1 240 ZIMMER HOLDINGS COMMON STOCK 98956P102 241 3535 SH DEFINED 1 3535 INC ACCENTURE LTD COMMON STOCK G1150G111 260 6395 SH DEFINED 1 4525 1 1870 CLASS A G1150G111 14 350 SH DEF/OTH 1 350 NOBLE CORP COMMON STOCK G65422100 253 3900 SH DEFINED 1 3900 COLUMN TOTALS 2079 AGGREGATE TOTAL 108022