UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 14, 2005 First United Corporation ------------------------ (Exact name of registrant as specified in its charter) Maryland 0-14237 52-1380770 -------- ------- ---------- (State or other jurisdiction of (Commission file number) (IRS Employer incorporation or organization) Identification No.) 19 South Second Street, Oakland, Maryland 21550 ----------------------------------------------- (Address of principal executive offices) (Zip Code) (301) 334-9471 -------------- (Registrant's telephone number, including area code) N/A --- (Former Name or Former Address, if Changed Since Last Report) Item 2.02. Results of Operations and Financial Condition. On March 14, 2005, First United Corporation (the "Corporation") issued a press release describing the Corporation's financial results for the three and 12 months ended December 31, 2004, a copy of which is furnished herewith as Exhibit 99.1. The information contained in this Item 2.02 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing. Item 9.01. Financial Statements and Exhibits. (c) Exhibits. Exhibit 99.1--Press release dated March 14, 2005 (furnished herewith). SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. FIRST UNITED CORPORATION Dated: March 16, 2005 By: /s/ Robert W. Kurtz -------------------------------------- Robert W. Kurtz President and CFO Exhibit Index Exhibit Description ------- ----------- 99.1 Press release dated March 14, 2005 (furnished herewith).