Form 8K Press Release

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549


FORM 8-K



CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 2, 2003

Encore Capital Group, Inc.
(Exact Name of Registrant as Specified in its Charter)

Delaware                 000-26489 48-1090909
(State or other jurisdiction of (Commission File Number)  (I.R.S Employer
incorporation or organization)      Identification No.)

5775 Roscoe Court
San Diego, California 92123

(Address of Principal Executive Offices) (Zip Code)

(877) 445-4581
(Registrant’s Telephone Number, Including Area Code)




Item 9. Regulation FD Disclosure

        On September 2, 2003 the Company issued a press release announcing the filing of a Registration Statement on Form S-1 relating to a proposed underwritten public offering of 5,000,000 shares of common stock, consisting of 3,000,000 shares of common stock being offered by the Company and 2,000,000 shares of common stock being offered by selling stockholders. A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein solely for purposes of this Item 9.

        The information in this Current Report on Form 8-K, including the exhibit, is furnished pursuant to Item 9 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibit, shall not be deemed to be incorporated by reference into the filings of Encore Capital Group, Inc. under the Securities Act of 1933.

ENCORE CAPITAL GROUP, INC.

Date: September 2, 2003   By    /s/ Barry R. Barkley           
           Barry R. Barkley
           Executive Vice President,
           Chief Financial Officer and Treasurer



EXHIBIT INDEX

Exhibit        Description

   99.1

Press release dated September 2, 2003.