UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for Calendar Year or Quarter ended: September 30, 2004
Check here if Amendment ( ) ; Amendment Number:
This Amendment(Check only one.)( )is a restatment.
( )adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Wintrust Financial Corp.
Address: 727 North Bank Lane
Lake Forest, IL 60045
13F file number: 28-10582
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: James F. Duca
Title: Executive Vice President
Phone: 1-800-621-4477
Signature, Place and Date of Signing:
/S/ James F. Duca Chicago, IL November 11, 2004
Report Type (Check only one.):
(x ) 13F HOLDINGS REPORT.
( ) 13F NOTICE.
( ) 13F COMBINATION REPORT
List of other Managers Reporting for this Manager: None
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 463
Form 13F Information Table Value Total: $862,750,000
List of Other Included Managers: None
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NOKIA CORP ADR sponsored adr 654902204 251 18284 SH SOLE 18184 100
212 15469 SH DEFINED 01 3819 1350 10300
3M CO com 88579Y101 2395 29946 SH SOLE 26971 2975
3937 49227 SH DEFINED 01 19522 2550 27155
32 400 SH OTHER 01 400
ABBOTT LABORATORIES com 002824100 3247 76655 SH SOLE 76502 153
2163 51064 SH DEFINED 01 38539 12525
93 2200 SH OTHER 01 2200
ACTIVISION INC NEW com 004930202 209 15070 SH DEFINED 01 15070
ADOBE SYSTEMS com 00724F101 480 9707 SH SOLE 9442 265
1438 29060 SH DEFINED 01 5960 1850 21250
20 400 SH OTHER 01 400
AETNA com 00817Y108 305 3050 SH SOLE 150 2900
68 685 SH DEFINED 01 635 50
AFLAC com 001055102 693 17680 SH SOLE 17275 405
2615 66698 SH DEFINED 01 5069 5000 56629
12 300 SH OTHER 01 300
ALBERTO CULVER CO CL B CONV com 013068101 732 16829 SH DEFINED 01 16829
ALCOA INC. com 013817101 203 6044 SH SOLE 744 5300
77 2290 SH DEFINED 01 2290
ALLSTATE CORP. com 020002101 353 7349 SH DEFINED 01 7349
ALLTEL com 020039103 1231 22420 SH SOLE 17620 4800
2212 40277 SH DEFINED 01 38577 1700
ALTRIA GROUP INC F/K/A PHILLIP com 02209S103 206 4375 SH SOLE 4375
469 9973 SH DEFINED 01 9973
AMBAC FINANCIAL GROUP com 023139108 1519 19001 SH SOLE 18946 55
1332 16660 SH DEFINED 01 1955 1200 13505
20 250 SH OTHER 01 250
AMERICAN EXPRESS com 025816109 1632 31709 SH SOLE 27009 200 4500
1992 38701 SH DEFINED 01 12888 2575 23238
10 200 SH OTHER 01 200
AMERICAN INTERNATIONAL GROUP I com 026874107 4398 64685 SH SOLE 59365 20 5300
5558 81742 SH DEFINED 01 32853 4716 44173
44 650 SH OTHER 01 650
AMERICAN ITALIAN PASTA CO CL A com 027070101 3723 142386 SH DEFINED 01 142386
AMERIGAS PARTNERS LP com 030975106 9 300 SH SOLE 300
205 6950 SH DEFINED 6950
AMGEN INC com 031162100 2739 48215 SH SOLE 47650 40 525
3311 58277 SH DEFINED 01 20382 3075 34820
23 400 SH OTHER 01 400
AMSOUTH BANCORPORATION com 032165102 201 8230 SH DEFINED 01 8230
ANALOG DEVICES com 032654105 380 9805 SH SOLE 4905 4900
14 355 SH DEFINED 355
ANHEUSER BUSCH com 035229103 228 4565 SH SOLE 800 3765
373 7475 SH DEFINED 01 4475 3000
ANTHEM INC com 03674b104 694 7950 SH SOLE 7950
1426 16345 SH DEFINED 01 1320 1375 13650
17 200 SH OTHER 01 200
APACHE com 037411105 1796 35847 SH SOLE 35697 150
2832 56509 SH DEFINED 01 54109 2400
APPLIED MATERIALS com 038222105 784 47535 SH SOLE 47435 100
12825 777773 SH DEFINED 01 777753 20
AUTOMATIC DATA PROCESSING com 053015103 74 1800 SH SOLE 1800
577 13975 SH DEFINED 01 12450 800 725
AVERY DENNISON com 053611109 1055 16035 SH SOLE 16035
16739 254476 SH DEFINED 01 254276 200
BALL CORP com 058498106 741 19800 SH DEFINED 01 19800
BANK OF AMERICA com 060505104 634 14636 SH SOLE 5934 8702
1221 28178 SH DEFINED 01 27204 974
BARD (C.R.) INC com 067383109 400 7070 SH DEFINED 01 7070
BAXTER INTERNATIONAL INC com 071813109 232 7211 SH SOLE 7061 150
208 6482 SH DEFINED 01 2882 3600
BELLSOUTH com 079860102 313 11527 SH SOLE 11327 200
741 27331 SH DEFINED 01 25099 2232
BERKSHIRE HATHAWAY INC CL B com 1335 465 SH SOLE 465
172 60 SH DEFINED 01 6 2 52
BIOMET com 090613100 21 450 SH SOLE 450
8597 183390 SH DEFINED 01 182790 600
14 300 SH OTHER 01 300
BJ SERVICES COMPANY com 055482103 16 300 SH SOLE 300
9374 178861 SH DEFINED 01 178861
BORDERS GROUP INC com 099709107 12158 490225 SH DEFINED 01 489725 500
BP PLC com 055622104 2177 37840 SH SOLE 37840
3061 53204 SH DEFINED 01 37375 1060 14769
122 2116 SH OTHER 01 2116
BRISTOL MYERS SQUIBB com 110122108 912 38521 SH SOLE 37971 550
554 23402 SH DEFINED 01 14952 3400 5050
19 800 SH OTHER 01 800
BURLINGTON RESOURCES com 122014103 650 15920 SH DEFINED 01 15700 220
CAPITAL ONE FINANCIAL com 14040H105 314 4250 SH SOLE 450 3800
10775 145807 SH DEFINED 01 145807
CARBO CERAMICS INC com 140781105 1540 21351 SH DEFINED 01 21351
CARDINAL HEALTH com 14149Y108 362 8275 SH SOLE 8275
10124 231290 SH DEFINED 01 230242 150 898
CAREMARK RX INC. com 141705103 362 11300 SH SOLE 11300
40 1255 SH DEFINED 01 1235 20
CATERPILLAR TRACTOR CO com 149123101 219 2720 SH SOLE 270 2450
123 1527 SH DEFINED 01 1527
CENTURYTEL com 156700106 540 15775 SH SOLE 15575 200
1972 57605 SH DEFINED 01 6956 4950 45699
CHARLES SCHWAB CORP NEW com 808513105 166 18050 SH DEFINED 01 18050
CHEVRONTEXACO com 166764100 2171 40466 SH SOLE 40266 200
2229 41554 SH DEFINED 01 30134 462 10958
21 400 SH OTHER 01 400
CINCINNATI FINANCIAL CORP com 172062101 1071 25986 SH SOLE 25986
7520 182439 SH DEFINED 01 182439
CINTAS com 172908105 412 9800 SH SOLE 9800
11987 285145 SH DEFINED 01 282245 2900
4 100 SH OTHER 01 100
CISCO SYSTEMS com 17275R102 2264 125109 SH SOLE 111259 13850
4409 243595 SH DEFINED 01 92810 9955 140830
11 600 SH OTHER 01 600
CITIGROUP com 172967101 5322 120619 SH SOLE 109724 170 10725
6388 144795 SH DEFINED 01 54727 8449 81619
4 100 SH OTHER 01 100
CLEAR CHANNEL COMMUNICATIONS com 184502102 1113 35710 SH SOLE 35060 650
972 31170 SH DEFINED 01 4216 2500 24454
3 100 SH OTHER 01 100
CLOROX com 189054109 32 600 SH SOLE 600
8845 165941 SH DEFINED 01 165941
COCA COLA com 191216100 149 3716 SH SOLE 3716
1305 32580 SH DEFINED 01 27780 800 4000
20 500 SH OTHER 01 500
COLGATE PALMOLIVE com 194162103 446 9865 SH SOLE 9865
2061 45617 SH DEFINED 01 44217 1400
COMCAST CORP NEW CL A com 20030N101 937 33183 SH SOLE 22833 150 10200
472 16728 SH DEFINED 01 16728
CONOCOPHILLIPS com 20825C104 1728 20858 SH SOLE 20408 450
3032 36597 SH DEFINED 01 12539 2469 21589
COOPER COMPANIES INC com 216648402 930 13573 SH SOLE 13473 100
20325 296502 SH DEFINED 01 296502
CORNING INC. com 219350105 139 12544 SH DEFINED 01 12334 210
CORUS BANKSHARES INC com 220873103 362 8400 SH SOLE 8400
CUNO INC com 126583103 29 500 SH SOLE 500
895 15492 SH DEFINED 01 15492
CVS com 126650100 9413 223430 SH DEFINED 01 223430
DATASCOPE CORP. com 238113104 1119 30000 SH DEFINED 01 30000
DELL INC com 24702R101 1854 52071 SH SOLE 45898 100 6073
2649 74422 SH DEFINED 01 20325 5860 48237
7 200 SH OTHER 01 200
DEVRY com 251893103 207 10000 SH SOLE 10000
6305 304438 SH DEFINED 01 304438
DIEBOLD com 253651103 283 6068 SH SOLE 6068
30 650 SH DEFINED 01 650
DISNEY (WALT) COMPANY com 254687106 514 22781 SH SOLE 11981 10800
271 12032 SH DEFINED 01 8732 3300
DNP SELECT INCOME FD INC com 23325P104 2801 249432 SH SOLE 239547 9885
1415 126018 SH DEFINED 01 58968 21400 45650
11 1000 SH OTHER 01 1000
DONNELLEY (R.R.)SONS com 257867101 196 6262 SH SOLE 6262
40 1290 SH DEFINED 01 1290
DOW CHEMICAL CO com 260543103 1074 23771 SH SOLE 15346 8425
680 15044 SH DEFINED 01 14644 400
DUKE POWER com 264399106 173 7573 SH SOLE 7573
132 5768 SH DEFINED 01 4600 500 668
E I DUPONT DE NEMOURS & CO com 263534109 272 6344 SH SOLE 5667 677
502 11735 SH DEFINED 01 11735
E.W. SCRIPPS CO (THE) com 811054204 463 9700 SH SOLE 9700
1574 32934 SH DEFINED 01 32924 10
ECOLAB com 278865100 784 24935 SH SOLE 18990 5945
1876 59665 SH DEFINED 01 5834 5200 48631
6 200 SH OTHER 01 200
ELI LILLY & CO com 532457108 929 15478 SH SOLE 15175 303
2039 33955 SH DEFINED 01 15095 1925 16935
EMC CORPORATION com 268648102 192 16625 SH SOLE 525 16100
183 15842 SH DEFINED 01 15792 50
EMERSON ELECTRIC com 291011104 406 6566 SH SOLE 6066 500
865 13972 SH DEFINED 01 13642 100 230
ENSCO INTERNATIONAL com 26874Q100 340 10405 SH SOLE 4355 6050
5 140 SH DEFINED 140
EXELON CORP com 30161N101 199 5430 SH SOLE 5200 230
452 12323 SH DEFINED 01 11723 600
EXXON MOBIL CORP com 30231G102 6336 131100 SH SOLE 108957 180 21963
10913 225805 SH DEFINED 01 118539 9765 97501
80 1656 SH OTHER 01 1656
FANNIE MAE com 313586109 493 7771 SH SOLE 7671 100
288 4540 SH DEFINED 01 2840 1200 500
FASTENAL CO. com 311900104 14 250 SH SOLE 250
18832 326943 SH DEFINED 01 326943
FEDEX com 31428X106 1206 14072 SH SOLE 13745 100 227
2838 33122 SH DEFINED 01 3290 2550 27282
17 200 SH OTHER 01 200
FIFTH THIRD BANCORP com 316773100 237 4822 SH SOLE 4822
253 5136 SH DEFINED 01 4536 600
FIRST DATA com 319963104 535 12308 SH SOLE 5272 7036
18 407 SH DEFINED 01 157 250
FIRST HORIZON PHARMACEUTICAL C com 32051k106 604 30200 SH DEFINED 30200
FISERV com 337738108 701 20100 SH SOLE 15000 5100
10193 292390 SH DEFINED 01 290390 2000
FISHER SCIENTIFIC INTERNATIONA com 338032204 11930 204522 SH DEFINED 01 204322 200
FORTUNE BRANDS INC com 349631101 292 3944 SH DEFINED 01 3944
FPL GROUP com 302571104 1673 24493 SH SOLE 23893 100 500
1919 28091 SH DEFINED 01 5891 1525 20675
14 200 SH OTHER 01 200
FREDDIE MAC com 313400301 576 8825 SH SOLE 8675 150
1544 23667 SH DEFINED 01 2177 2275 19215
GANNETT com 364730101 133 1586 SH SOLE 1486 100
1753 20925 SH DEFINED 01 20925
GAP com 364760108 213 11423 SH DEFINED 01 11423
GENERAL DYNAMICS com 369550108 1164 11403 SH SOLE 7103 4300
57 556 SH DEFINED 556
GENERAL ELECTRIC CO com 369604103 6918 206003 SH SOLE 183063 275 22665
13267 395096 SH DEFINED 01 219366 16023 159707
57 1700 SH OTHER 01 1700
GENERAL MILLS com 370334104 340 7568 SH SOLE 2068 5500
110 2457 SH DEFINED 01 2457
GENTEX CORP com 371901109 7209 205203 SH DEFINED 01 205203
GENZYME GENERAL com 372917104 539 9900 SH SOLE 9900
39 725 SH DEFINED 01 600 125
GETTY IMAGES INC com 374276103 33 600 SH SOLE 600
4177 75531 SH DEFINED 01 75531
GILLETTE CO com 375766102 190 4552 SH SOLE 4300 252
453 10846 SH DEFINED 01 7446 3100 300
13 300 SH OTHER 01 300
GOLDMAN SACHS GROUP INC com 38141g104 20 215 SH SOLE 215
1098 11780 SH DEFINED 01 11405 375
GUIDANT CORP com 401698105 258 3900 SH SOLE 3900
8309 125822 SH DEFINED 01 124322 1500
H & R BLOCK com 093671105 12862 260250 SH DEFINED 01 260250
HARLEY DAVIDSON com 412822108 1781 29960 SH SOLE 25435 4525
4193 70545 SH DEFINED 01 48385 1700 20460
24 400 SH OTHER 01 400
HEALTH MANAGEMENT ASSOCIATES com 421933102 20 1000 SH SOLE 1000
11668 571104 SH DEFINED 01 571104
HEWLETT PACKARD com 428236103 407 21732 SH SOLE 21732
192 10247 SH DEFINED 01 6847 1000 2400
HOME DEPOT com 437076102 2077 52972 SH SOLE 52072 200 700
4503 114883 SH DEFINED 01 32718 7761 74404
20 500 SH OTHER 01 500
HONEYWELL INTERNATIONAL com 438516106 606 16905 SH SOLE 16905
43 1196 SH DEFINED 01 1196
HOSPIRA INC com 441060100 177 5797 SH SOLE 5782 15
89 2923 SH DEFINED 01 2643 280
IDEX CORP com 45167R104 6879 202550 SH DEFINED 01 202550
ILLINOIS TOOL WORKS com 452308109 763 8190 SH SOLE 5115 75 3000
10903 117020 SH DEFINED 01 116720 300
INTEL com 458140100 1895 94477 SH SOLE 92777 1700
4613 229975 SH DEFINED 01 96725 9010 124240
10 500 SH OTHER 01 500
INTERNATIONAL BUSINESS MACHINE com 459200101 2242 26153 SH SOLE 22928 50 3175
4105 47874 SH DEFINED 01 17911 2615 27348
17 200 SH OTHER 01 200
INTERPUBLIC GROUP OF COS INC. com 460690100 3865 365000 SH DEFINED 01 365000
INVESTORS FINANCIAL com 461915100 5 100 SH SOLE 100
975 21598 SH DEFINED 01 21598
JABIL CIRCUIT INC com 466313103 244 10600 SH SOLE 10600
JOHNSON & JOHNSON com 478160104 2361 41908 SH SOLE 40708 1200
5843 103721 SH DEFINED 01 55605 4300 43816
56 1000 SH OTHER 01 1000
JP MORGAN CHASE com 46625H100 1494 37600 SH SOLE 30619 6981
918 23108 SH DEFINED 01 21783 665 660
KIMBERLY CLARK com 494368103 258 3989 SH SOLE 3889 100
501 7751 SH DEFINED 01 6851 400 500
KOHLS CORP com 500255104 1026 21298 SH SOLE 21148 150
5424 112548 SH DEFINED 01 91346 2200 19002
KRONOS INC com 501052104 18 400 SH SOLE 400
15260 344549 SH DEFINED 01 344549
LA-Z-BOY INC com 505336107 759 50000 SH DEFINED 01 50000
LANDSTAR SYSTEMS INC com 515098101 873 14870 SH DEFINED 01 14870
LEGGETT & PLATT com 524660107 202 7200 SH SOLE 7200
4 150 SH DEFINED 150
LEXMARK INTERNATIONAL com 529771107 731 8705 SH SOLE 5715 2990
2202 26215 SH DEFINED 01 26215
LIBERTY MEDIA SER A com 530718105 8 924 SH SOLE 924
152 17416 SH DEFINED 01 17016 400
LOCKHEED MARTIN com 539830109 425 7624 SH SOLE 7624
2678 48005 SH DEFINED 01 48005
LOWES COMPANIES com 548661107 1259 23170 SH SOLE 19570 3600
2561 47125 SH DEFINED 01 46890 35 200
MARATHON OIL CORP com 565849106 260 6306 SH SOLE 6306
29 700 SH DEFINED 700
MARSHALL & ILSLEY CORP com 571834100 4 100 SH SOLE 100
290 7200 SH DEFINED 01 7200
MBNA com 55262L100 3090 122606 SH SOLE 120231 150 2225
2922 115946 SH DEFINED 01 25033 8517 82396
68 2687 SH OTHER 01 2687
MCCORMICK & CO INC com 579780206 910 26510 SH SOLE 26150 360
15121 440340 SH DEFINED 01 412455 2725 25160
14 400 SH OTHER 01 400
MCDONALDS CORP com 580135101 344 12265 SH SOLE 6065 6200
173 6185 SH DEFINED 01 6185
MCGRAW-HILL COMPANIES com 580645109 390 4900 SH SOLE 4900
196 2465 SH DEFINED 01 2465
MEDTRONIC INC com 585055106 1963 37824 SH SOLE 37089 165 570
2468 47560 SH DEFINED 01 21924 3105 22531
26 500 SH OTHER 01 500
MELLON FINANCIAL com 58551A108 476 17185 SH SOLE 16985 200
1713 61866 SH DEFINED 01 5500 5525 50841
8 300 SH OTHER 01 300
MERCK & CO INC com 589331107 801 24278 SH SOLE 24178 100
1128 34167 SH DEFINED 01 27867 500 5800
40 1200 SH OTHER 01 1200
MERCURY GENL CORP NEW com 589400100 844 15950 SH SOLE 15950
MERRILL LYNCH & CO com 590188108 402 8078 SH SOLE 1478 6600
176 3531 SH DEFINED 01 3531
MGIC INVESTMENT CORPORATION com 552848103 206 3100 SH SOLE 3100
MICROSOFT com 594918104 3613 130672 SH SOLE 110372 100 20200
6413 231930 SH DEFINED 01 112575 11925 107430
36 1300 SH OTHER 01 1300
MOLEX INC-CL A com 608554200 665 25270 SH SOLE 25070 200
8240 313065 SH DEFINED 01 312565 500
13 500 SH OTHER 01 500
MOLEX INC. com 608554101 447 14982 SH SOLE 14982
70 2348 SH DEFINED 2348
MORGAN STANLEY com 617446448 220 4459 SH DEFINED 01 4459
NATIONAL INSTRUMENTS CORP com 636518102 2559 84525 SH DEFINED 01 84525
NESTLE SA-SPONSORED ADR REPSTG com 641069406 309 5400 SH DEFINED 01 600 4800
NICOR INC com 654086107 360 9800 SH DEFINED 01 9800
NIKE, INC CL B com 654106103 351 4450 SH SOLE 800 3650
NISOURCE com 65473P105 475 22608 SH SOLE 22608
42 2000 SH DEFINED 2000
NOBLE DRILLING CORP com 655042109 375 8350 SH SOLE 8350
NORTHERN STATES FINANCIAL CORP com 665751103 334 12000 SH SOLE 12000
NORTHERN TRUST com 665859104 712 17460 SH SOLE 17460
8311 203699 SH DEFINED 01 201249 2450
8 200 SH OTHER 01 200
OLD REPUBLIC INTERNATIONAL com 680223104 454 18125 SH SOLE 17900 225
11251 449485 SH DEFINED 01 449285 200
ORACLE com 68389X105 422 37451 SH SOLE 37451
532 47125 SH DEFINED 01 40475 6650
PACTIV CORP com 695257105 1053 45290 SH SOLE 45215 75
11104 477605 SH DEFINED 01 431195 3575 42835
14 600 SH OTHER 01 600
PATTERSON COMPANIES INC com 703395103 1044 13635 SH SOLE 13610 25
19814 258798 SH DEFINED 01 258173 400 225
PAYCHEX, INC com 704326107 15 500 SH SOLE 500
1242 41196 SH DEFINED 01 41196
PENNEY (J.C.) CO com 708160106 273 7728 SH SOLE 628 7100
PEPSICO com 713448108 4301 88398 SH SOLE 82173 100 6125
6668 137050 SH DEFINED 01 66044 7600 63406
15 300 SH OTHER 01 300
PFIZER com 717081103 5325 174032 SH SOLE 156027 200 17805
6767 221133 SH DEFINED 01 127420 10525 83188
57 1850 SH OTHER 01 1850
PHOTRONIC INC com 719405102 6861 412825 SH DEFINED 01 412825
PINNACLE ENTERTAINMENT INC com 723456109 138 10000 SH SOLE 10000
PROCTOR & GAMBLE com 742718109 771 14240 SH SOLE 14240
1885 34835 SH DEFINED 01 28377 3360 3098
32 600 SH OTHER 01 600
PROGRESSIVE CORP OHIO com 743315103 254 3000 SH SOLE 3000
PRUDENTIAL FINANCIAL INC. com 297 6319 SH SOLE 19 6300
0 1 SH DEFINED 01 1
QUALCOMM com 747525103 1679 42996 SH SOLE 42136 200 660
23852 610970 SH DEFINED 01 585880 2970 22120
16 400 SH OTHER 01 400
QUEST DIAGNOSTICS com 74834L100 1782 20202 SH SOLE 19840 362
1537 17419 SH DEFINED 01 2112 1375 13932
18 200 SH OTHER 01 200
REGAL-BELOIT CORP. com 758750103 4874 201500 SH DEFINED 01 201500
ROYAL CARIBBEAN CRUISES LTD com V7780T103 13318 305450 SH DEFINED 01 305450
ROYAL DUTCH PETROLEUM com 780257804 908 17600 SH SOLE 17600
653 12649 SH DEFINED 01 7324 400 4925
83 1600 SH OTHER 01 1600
RPM INTL CORP com 749685103 8698 492808 SH DEFINED 01 492808
SARA LEE com 803111103 193 8430 SH SOLE 8430
153 6700 SH DEFINED 01 6700
SBC COMMUNICATIONS com 78387G103 979 37725 SH SOLE 37125 600
2331 89816 SH DEFINED 01 83427 1877 4512
SCHERING PLOUGH com 806605101 462 24220 SH SOLE 24220
93 4900 SH DEFINED 01 2400 2500
SCHLUMBERGER com 806857108 266 3955 SH SOLE 3955
1170 17375 SH DEFINED 01 11325 900 5150
SERVICEMASTER CO com 81760N109 205 15913 SH SOLE 15913
11 866 SH DEFINED 866
SHUFFLE MASTER INC com 825549108 562 15000 SH SOLE 15000
SMURFIT-STONE CONTAINER com 832727101 420 21700 SH SOLE 21700
14 700 SH DEFINED 700
SONOCO PRODUCTS com 835495102 6253 236500 SH DEFINED 01 236500
SOUTHERN COMPANY com 842587107 656 21871 SH SOLE 21321 550
340 11350 SH DEFINED 01 11018 332
SOUTHWEST BANCORPORATION OF TE com 84476r109 322 16000 SH DEFINED 16000
SPRINT CORP. com 852061100 268 13300 SH SOLE 100 13200
37 1848 SH DEFINED 01 1848
STARBUCKS CORP com 855244109 1108 24367 SH SOLE 23970 397
3351 73722 SH DEFINED 01 6515 5825 61382
9 200 SH OTHER 01 200
STATE STREET com 857477103 224 5240 SH DEFINED 01 5240
STERICYCLE com 858912108 28 600 SH SOLE 600
1885 41058 SH DEFINED 01 41058
STERIS CORP com 859152100 1316 60000 SH DEFINED 01 60000
STRYKER com 863667101 1784 37106 SH SOLE 36480 626
3069 63832 SH DEFINED 01 8834 5875 49123
14 300 SH OTHER 01 300
SUN MICROSYSTEMS com 866810104 18 4335 SH SOLE 4335
60 14957 SH DEFINED 01 13917 1040
SUNGARD DATA SYSTEMS com 867363103 897 37750 SH SOLE 37100 650
1608 67653 SH DEFINED 01 8222 6300 53131
SYSCO com 871829107 463 15463 SH SOLE 13263 2200
1682 56225 SH DEFINED 01 49725 2700 3800
TARGET com 87612E106 2452 54196 SH SOLE 48771 70 5355
2056 45441 SH DEFINED 01 9166 3650 32625
TCF FINANCIAL CORP com 872275102 463 15300 SH SOLE 15200 100
12248 404356 SH DEFINED 01 403956 400
TEXAS INSTRUMENTS com 882508104 408 19150 SH SOLE 18350 100 700
78 3675 SH DEFINED 01 2975 700
TEXTRON com 883203101 742 11550 SH SOLE 11550
90 1400 SH DEFINED 01 1400
THE ST PAUL TRAVELERS COMPANIE com 792860108 693 20956 SH SOLE 16400 4556
4 112 SH DEFINED 01 112
THERMO ELECTRON CORP com 883556102 235 8700 SH SOLE 8700
2 60 SH DEFINED 60
THERMO TECH TECHNOLOGIES INC com 0 65140 SH SOLE 65140
TIME WARNER INC NEW com 887317105 282 17477 SH SOLE 16977 500
715 44312 SH DEFINED 01 41912 2400
TRACTOR SUPPLY com 892356106 22 700 SH SOLE 700
4560 145054 SH DEFINED 01 145054
TRIBUNE com 896047107 1105 26841 SH SOLE 26185 150 506
1891 45950 SH DEFINED 01 8755 3250 33945
28 670 SH OTHER 01 670
TXU CORP com 873168108 421 8780 SH SOLE 1680 7100
77 1610 SH DEFINED 01 1610
UCBH HOLDINGS com 90262T308 281 7200 SH DEFINED 7200
UNILEVER PLC - SPONSORED ADR com 904767704 203 6157 SH DEFINED 01 6157
UNITED HEALTHCARE CORP com 91324P102 1295 17564 SH SOLE 17479 85
286 3880 SH DEFINED 01 3855 25
UNITED PARCEL SERVICE com 911312106 415 5464 SH SOLE 1014 4450
419 5517 SH DEFINED 01 5517
UNITED TECHNOLOGIES com 913017109 1582 16943 SH SOLE 14318 2625
784 8400 SH DEFINED 01 7689 711
US BANCORP com 902973304 1545 53470 SH SOLE 47570 5900
528 18287 SH DEFINED 01 17837 450
VERIZON COMMUNICATIONS com 92343V104 553 14032 SH SOLE 5332 8700
1773 45015 SH DEFINED 01 42104 2911
71 1811 SH OTHER 01 1811
VIACOM CL B com 925524308 182 5432 SH SOLE 5332 100
26 775 SH DEFINED 725 50
WACHOVIA CORP 2ND NEW com 929903102 321 6828 SH SOLE 1328 5500
240 5110 SH DEFINED 01 4710 400
WAL-MART STORES com 931142103 2930 55077 SH SOLE 51327 100 3650
4634 87111 SH DEFINED 01 38161 4545 44405
21 400 SH OTHER 01 400
WALGREEN com 931422109 4321 120585 SH SOLE 118940 280 1365
7647 213432 SH DEFINED 01 119555 10100 83777
14 400 SH OTHER 01 400
WASHINGTON MUTUAL com 939322103 350 8956 SH SOLE 8906 50
344 8795 SH DEFINED 01 8270 200 325
WASHINGTON POST CO CLASS B com 939640108 368 400 SH DEFINED 01 400
WELLS FARGO com 949746101 2655 44530 SH SOLE 38205 6325
5472 91772 SH DEFINED 01 48702 3790 39280
24 400 SH OTHER 01 400
WESTERN WIRELESS CORP - CLASS com 95988e204 2841 110500 SH DEFINED 01 110500
WEYERHAEUSER CO com 962166104 602 9050 SH DEFINED 01 9050
WGL HOLDINGS INC com 92924f106 367 13000 SH DEFINED 01 13000
WHOLE FOOD MARKET INC com 966837106 1438 16758 SH SOLE 16215 543
4212 49096 SH DEFINED 01 4305 3650 41141
26 300 SH OTHER 01 300
WINTRUST FINANCIAL com 97650W108 4032 70390 SH SOLE 63590 6800
1630 28458 SH DEFINED 01 23358 4200 900
WRIGLEY com 982526105 222 3500 SH DEFINED 3500
WYETH com 983024100 1118 29881 SH SOLE 29581 100 200
3161 84519 SH DEFINED 01 80552 550 3417
XL CAPITAL LTD CL A com G98255105 222 3000 SH SOLE 3000
ZEBRA TECHNOLOGIES CORP CL A com 989207105 414 6787 SH SOLE 6787
1222 20022 SH DEFINED 01 19347 525 150
ZIMMER HOLDINGS com 98956P102 726 9189 SH SOLE 9189
66 835 SH DEFINED 01 675 160
ISHARES RUSSELL 1000 VALUE FUN com 464287598 25 420 SH SOLE 420
1300 21467 SH DEFINED 01 21467
ISHARES RUSSELL 3000 INDEX FD com 464287689 510 8064 SH DEFINED 01 34 8030
439 6945 SH OTHER 01 6945
ISHARES RUSSELL MID-CAP VALUE com 464287473 537 5378 SH DEFINED 01 310 5068
ISHARES TR FUNDS-SMALL CAP 600 com 464287887 20 210 SH SOLE 210
181 1921 SH DEFINED 01 1656 265
ISHARES TR FUNDS-SMALL CAP 600 com 464287879 343 3139 SH DEFINED 01 1189 1950
ISHARES TR MSCI EAFE INDEX FD com 464287465 1142 8076 SH DEFINED 01 4106 1390 2580
ISHARES TR-S&P MIDCAP 400 INDE com 464287507 871 7333 SH DEFINED 01 168 1575 5590
ISHARES TR-S&P SMALLCAP 600 IN com 464287804 617 4275 SH DEFINED 01 255 1450 2570
ISHARES TRUST S&P MIDCAP 400/B com 464287705 999 8669 SH DEFINED 01 3766 4903
ISHARES TRUST S&P MIDCAPY 400/ com 464287606 29 240 SH SOLE 240
701 5836 SH DEFINED 01 4036 1800
S&P DEPOSITORY RECEIPTS-SPDR com 78462F103 293 2620 SH DEFINED 01 850 1770
181 1620 SH OTHER 01 1620
STANDARD & POORS MIDCAP 400 DE com 595635103 225 2080 SH DEFINED 01 530 1550