SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): APRIL 26, 2004
NBT BANCORP INC.
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(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
DELAWARE 0-14703 16-1268674
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(STATE OR OTHER JURISDICTION (COMMISSION (IRS EMPLOYER
OF INCORPORATION) FILE NUMBER) IDENTIFICATION NO.)
52 SOUTH BROAD STREET, NORWICH, NEW YORK 13815
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(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (607) 337-2265
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NOT APPLICABLE
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(FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
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(a) NOT APPLICABLE
(b) NOT APPLICABLE
(c) THE FOLLOWING EXHIBIT IS FURNISHED AS A PART OF THIS REPORT:
EXHIBIT NO. DESCRIPTION
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99 PRESS RELEASE DATED APRIL 26, 2004.
ITEM 9. REGULATION FD DISCLOSURE.
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INFORMATION BEING PROVIDED UNDER ITEM 12
ON APRIL 26, 2004, NBT BANCORP INC. ISSUED A PRESS RELEASE DESCRIBING ITS
RESULTS OF OPERATIONS FOR QUARTER ENDING MARCH 31, 2004 AS WELL AS ANNOUNCING AN
INCREASE IN ITS QUARTERLY DIVIDEND TO $0.19 PER SHARE TO BE PAID ON JUNE 15,
2004 TO SHAREHOLDERS OF RECORD ON JUNE 1, 2004. THAT PRESS RELEASE IS FURNISHED
AS EXHIBIT 99 HERETO.
SIGNATURES
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THE
REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.
NBT BANCORP INC.
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(REGISTRANT)
/s/ MICHAEL J. CHEWENS
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MICHAEL J. CHEWENS
SENIOR EXECUTIVE VICE PRESIDENT,
CHIEF FINANCIAL OFFICER AND CORPORATE SECRETARY
DATE: APRIL 26, 2004
EXHIBIT INDEX
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EXHIBIT NO. DESCRIPTION
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99 PRESS RELEASE DATED APRIL 26, 2004.